San Bernardino County property record for 397 Emerald Dr, Lake Arrowhead, CA 92352 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 912 sqft · built 1995 |
| Lot Size | 0.29 acres (12,641 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Mar 2010) |
| Tax Bill | $5,928 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0331-471-10-0000 |
| Primary APN | 0331-471-10-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 3,224 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 1,872 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,641 sqft (0.29 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 1,321 sqft |
| Patio Area | 1,321 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 397 EMERALD DR |
|---|---|
| City | LAKE ARROWHEAD |
| State | CA |
| Zip | 92352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 10944 LOT 14 |
| Legal Tract | 10944 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | LAKE ARROWHEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10906 |
Source: San Bernardino County records · APN 0331-471-10-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 662, CEDAR GLEN, CA 92321-0662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 16, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Dec 09, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Sep 05, 2019 | Deed of Trust, Mortgage · Conventional with PMI CASHCALL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2010 · Amount on Record |
| Deed Sale | Mar 25, 2010 · Amount on Record |
| Prior Sale | Dec 08, 2009 · Amount on Record |
| Deed Document Number | 2010116445 |
| Prior Transfer Date | Mar 14, 2005 |
| Prior Transfer Doc | 0000231966 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 397 EMERALD DR, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000135029 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 2018-0135029 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 397 EMERALD DR, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 397 EMERALD DR, LAKE ARROWHEAD, CA 92352 |
| Document Number | 0000398563 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020-0398563 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 397 EMERALD DR, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | PO BOX 662, CEDAR GLEN, CA 92321-0662 |
| Document Number | 0000550676 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 2021-0550676 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 04, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 397 EMERALD DR, LAKE ARROWHEAD, CA 92352 |
| Document Number | 0000339668 |
| Instrument Date | Sep 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2019 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Address | 397 EMERALD DR CEDAR GLEN CA 92321, CEDAR GLEN, CA 92321 |
| Document Number | 0000339668 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 339668 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Rim of the World Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $526,659 (+2%) Land $92,167 Building $434,492 | |
| 2025 | $5,928.00 (+6.7%) Homeowner's exemption | $516,333 (+4.04%) Land $90,360 Building $425,973 |
| 2023 | $5,556.00 (+2.09%) Homeowner's exemption | $496,283 Land $86,851 Building $409,432 |
| 2022 | $5,442.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 467 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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