397 E Villa St, San Luis, AZ 85336 Property Records

Yuma County property record for 397 E Villa St, San Luis, AZ 85336

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1994
Lot Size0.178 acres (7,757 sqft)
Owner2 Individual Names on File
Last Sale$162,000 (Jun 2022)
Tax Bill$573 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN775-28-053

Property Details

APN / Parcel Number

Primary APN775-28-053
Alternative APNs
  • R0004249
  • 10271053

Interior

Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,208 sqft
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,757 sqft (0.178 acres)
View / LotCul-De-Sac
Garage TypeCarport
Garage Area185 sqft
CarportCarport
Carport Area185 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab
Porch Area56 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR0004249
Street Address397 E VILLA ST
CitySAN LUIS
StateAZ
Zip85336-0944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal DescriptionSUBDIVISION: LOS PORTALES DEL ALAMO 4 PHASE 2 LOT: 53 SECTION: 02 TOWNSHIP: 11S RANGE: 25W
Legal Range25W
Legal Township11S
Legal Section02
Legal SubdivisionLOS PORTALES DEL ALAMO 4 PHASE 2
Legal Phase2
Legal Lot Number53
JurisdictionYUMA AZ
Township / Civil DivisionSOMERTON
Census Block Group1
Census Block1008
Census Tract11602

Owner

397 E Villa St is owned by two individuals who bought it in June 2022.

Source: Yuma County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 10632, SAN LUIS, AZ 85349-6864
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · FHA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Nov 18, 2021Warranty Deed, Transfer · FHA Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jun 1, 2022Re-recorded Document · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
May 9, 2022Warranty Deed, Transfer
PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2022 · Amount on File
Deed SaleJun 1, 2022 · Amount on File
Prior SaleNov 18, 2021 · Amount on File
Deed Document Number202219109
Prior Transfer DateSep 11, 2000
Prior Transfer Doc0000040653
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYUMA AZ
Property Address397 E VILLA ST, SAN LUIS, AZ 85336-0944
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 E VILLA ST, SAN LUIS, AZ 85336-0944

Mortgage

Document Number0000016816
DateMay 12, 2022
Instrument2022-16816
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term355 Months
DueDec 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateNov 18, 2021
Property Address397 E VILLA ST, SAN LUIS, AZ 85336-0944
Document Number0000043012
Map ReferenceMB 12 PG 77
Instrument DateNov 15, 2021
Instrument2021-43012
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7145 E 25TH ST, 7145, YUMA, AZ 85365-7872

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address397 E VILLA ST, SAN LUIS, AZ 85336-0944

Mortgage

Document Number0000043013
DateNov 18, 2021
Instrument2021-43013
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

June 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionYUMA AZ
Recording DateJun 1, 2022
Property Address397 E VILLA ST, SAN LUIS, AZ 85336-0944
Document Number0000019109
Map ReferenceMB 12 PG 77
Instrument DateNov 15, 2021
Instrument2022-19109
Record UpdatedJun 15, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address7145 E 26TH ST, 7145, YUMA, AZ 85365-8649

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 E VILLA ST, SAN LUIS, AZ 85336-0944

Mortgage

Document Number0000019110
DateJun 1, 2022
Instrument2022-19110
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueDec 1, 2051

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYUMA AZ
Recording DateMay 9, 2022
Property Address397 E VILLA ST, SAN LUIS, AZ 85336-0944
Document Number0000016398
Map ReferenceMB 12 PG 77
Instrument DateNov 15, 2021
Instrument2022-16398
Transaction TypeTransfer
Record UpdatedDec 9, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 E VILLA ST, GADSDEN, AZ 85336-0944

Tax Assessment & Valuation

The 2025 property tax bill for 397 E Villa St was $573.

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYuma County
MunicipalitySan Luis City
Elementary School DistrictGadsden Elementary District (PK - 08)
Secondary School DistrictYuma Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,595 Land $1,445 Building $5,150$157,444 Land $34,500 Building $122,944
2025$573.00
2023$636.00$5,698 Land $1,388 Building $4,310$131,401 Land $32,000 Building $99,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 E Villa St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 E Villa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN LUIS
serves 39,705 people · EPA ID AZ0414005
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureColiform assessment
currently in violation since Sep 2021
Sanitary survey deficiency not corrected
Jun 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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