397 E Iris Ln, Defuniak Springs, FL 32433 Property Records

Walton County property record for 397 E Iris Ln, Defuniak Springs, FL 32433

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,088 sqft · built 2007
Lot Size0.687 acres (29,969 sqft)
OwnerIndividual Name on File
Tax Bill$1,103 (2024)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-3N-20-28060-013-0320

Property Details

APN / Parcel Number

Primary APN16-3N-20-28060-013-0320
Alternative APN
  • 1026766

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,088 sqft Living Area
Gross Area3,698 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,969 sqft (0.687 acres)
Lot Dimensions25 ft deep x 24 ft wide
Garage TypeCarport
Garage Area960 sqft
CarportCarport
PorchPorch
Porch Area650 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1026766
Street Address397 E IRIS LN
CityDEFUNIAK SPRINGS
StateFL
Zip32433-8914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 31, 32 & 33 BLK 13 OAKWOOD HILLS UNIT I OR 2502-1300 OR 2524-166 OR 812-130 OR 1729-325 OR 2534-249
Legal Range20W
Legal Township03N
Legal Section16
Legal SubdivisionOAKWOOD HILLS UNIT I
Legal Block13
Legal Lot Number31-33 32
Legal Unit1
JurisdictionWALTON FL
Township / Civil DivisionPAXTON-DARLINGTON
Census Block Group2
Census Block2087
Census Tract950103

Owner

397 E Iris Ln is owned and occupied by an individual who acquired it in September 2007.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address397 E IRIS LN, DEFUNIAK SPRINGS, FL 32433-8914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleJul 28, 2003 · Amount on File
Last Transfer DateSep 17, 2007
Transfer Doc0027731390
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address397 E IRIS LN, DEFUNIAK SPRINGS, FL 32433-8914
Document Number0030571762
Book / Page003057 / 001762
Instrument DateNov 7, 2017
Transaction TypeMortgage
Record UpdatedDec 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address397 E IRIS LN DEFUNIAK SPRINGS FL 324338914, DEFUNIAK SPRINGS, FL 32433-8914

Mortgage

Document Number0030571762
DateNov 14, 2017
Book Page003057/001762
Instrument37507
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 13, 2032

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$279,402 Land $33,750 Building $245,652$279,402 Land $33,750 Building $245,652
2024$1,103.00 (+0.27%)
2023$1,100.00 (+3.09%) Homeowner's exemption$271,641 (+14.74%) Land $22,500 Building $249,141$271,641 (+14.74%) Land $22,500 Building $249,141
2022$1,067.00 Homeowner's exemption$236,742 Land $22,590 Building $214,152$236,742 Land $22,590 Building $214,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 397 E Iris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 E Iris Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Iris Ln

Nearby Streets

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