397 E 255th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 397 E 255th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,131 sqft · built 1949
Lot Size	0.153 acres (6,700 sqft)
Owner	Individual Name on Record
Last Sale	$116,500 (Aug 2021)
Tax Bill	$2,735 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-14-045`

Property Details

APN / Parcel Number

Primary APN	`644-14-045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,131 sqft Living Area
1st Floor Area	754 sqft
2nd Floor Area	377 sqft
Basement Area	754 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,700 sqft (0.153 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	397 E 255TH ST
City	EUCLID
State	OH
Zip	44132-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	19-8 EUC-HOCOL#2 0027 ALL
Legal Subdivision	HOCOL#2
Legal Tract	19
Legal Lot Number	27
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	4
Census Block	4007
Census Tract	152302

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	397 E 255TH ST, EUCLID, OH 44132-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Aug 17, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	May 20, 1999 · Amount on Record
Deed Document Number	202108170223
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	397 E 255TH ST, EUCLID, OH 44132-1009
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 E 255TH ST, EUCLID, OH 44132-1009

Mortgage

Document Number	0000000226
Date	Feb 21, 2024
Instrument	202402210226

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 17, 2021
Property Address	397 E 255TH ST, EUCLID, OH 44132-1009
Document Number	0000000223
Map Reference	VOL 131 PG 391
Instrument Date	Aug 12, 2021
Instrument	202108170223
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 E 255TH ST, EUCLID, OH 44132-1009

Mortgage

Document Number	0000000224
Date	Aug 17, 2021
Instrument	202108170224

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,735.00 (+3.36%) Homeowner's exemption	$40,780 (-) Land $9,070 Building $31,710
2024	$2,646.00 (-0.49%) Homeowner's exemption	$40,780 (+37.4%) Land $9,070 Building $31,710	$116,500 (+37.38%) Land $25,900 Building $90,600
2023	$2,659.00 (+5.35%) Homeowner's exemption	$29,680 (-) Land $6,860 Building $22,820
2022	$2,524.00 Homeowner's exemption	$29,680 Land $6,860 Building $22,820
2021			$84,800 Land $19,600 Building $65,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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