397 E 1325 N, Layton, UT 84041 Property Records

Davis County property record for 397 E 1325 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,192 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Jul 2012)
Tax Bill	$713 (2022)
Deeds & Mortgages	Apr 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-227-0010`

Property Details

APN / Parcel Number

Primary APN	`10-227-0010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	397 E 1325 N
City	LAYTON
State	UT
Zip	84041-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 10, OVERLOOKS SUBDIVISION, THE. CONTAINS 0.19 ACRES
Legal Lot Number	10
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2000
Census Tract	125805

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 E 1325 N, LAYTON, UT 84041-2966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIRST FCU
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2012 · Amount on Record
Deed Sale	Jul 11, 2012 · Amount on Record
Prior Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	20122672903
Deed Book / Page	5561 / 1271
Prior Transfer Date	Apr 6, 2010
Prior Transfer Doc	0002521617
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	397 E 1325 N, LAYTON, UT 84041-2966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003087709
Date	Apr 16, 2018
Book Page	6994/960
Instrument	3087709

Lender

Name	AMERICAN FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	397 E 1325 N, LAYTON, UT 84041-2966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US 11TLE COMPANY OF U

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003265003
Date	Jun 26, 2020
Book Page	7543/1597
Instrument	3265003

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,900 (+0.84%) Land $106,588 Building $156,312	$478,000 (+0.84%) Land $193,797 Building $284,203
2025		$260,700 (-41.02%) Land $96,159 Building $164,541	$474,000 (+7.24%) Land $174,834 Building $299,166
2023		$442,000 Land $133,677 Building $308,323	$442,000 Land $133,677 Building $308,323
2022	$713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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