397 Durham Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 397 Durham Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,629 sqft · built 1965
Lot Size	0.174 acres (7,575 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Dec 2005)
Tax Bill	$10,218 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00057-A-00007`

Property Details

APN / Parcel Number

Primary APN	`05 00057-A-00007`
Alternative APNs	`05-00057-01-00007` `0500057000A00007` `00002193`

Interior

Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	7,575 sqft (0.174 acres)
Lot Dimensions	101 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	397 DURHAM AVE
City	EDISON
State	NJ
Zip	08817-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	75X101
Legal Subdivision	METUCHEN ACRES SEC 02
Legal Block	57.1
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	4
Census Block	4022
Census Tract	1504

Owner

397 Durham Ave is owned and occupied by two individuals who bought it in December 2005.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	397 DURHAM AVE, EDISON, NJ 08817-2309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2005 · Amount on File
Deed Sale	Dec 1, 2005 · Amount on File
Prior Sale	Oct 4, 1999 · Amount on File
Deed Book / Page	5590 / 101
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	397 DURHAM AVE, EDISON, NJ 08817-2309
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	OPPORTUNE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082085
Date	Sep 2, 2020
Book Page	18012/1618
Instrument	2020082085

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	397 DURHAM AVE, EDISON, NJ 08817-2309
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120806
Date	Nov 30, 2020
Book Page	18150/1465
Instrument	2020120806

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 397 Durham Ave was $10,218.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,700 (-) Land $85,000 Building $86,700	$171,700 (-) Land $85,000 Building $86,700
2025	$10,218.00 (-0.03%)	$171,700 Land $85,000 Building $86,700	$171,700 Land $85,000 Building $86,700
2024	$10,221.00
2023		$171,700 Land $85,000 Building $86,700	$171,700 Land $85,000 Building $86,700
2022	$10,169.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 397 Durham Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1988–2021)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Durham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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