Richland County property record for 397 Denman Loop, Columbia, SC 29229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,270 sqft · built 2014 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Oct 2023) |
| Tax Bill | $2,695 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23215-01-07 |
| Primary APN | 23215-01-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Heated Area |
| Gross Area | 2,848 sqft |
| 1st Floor Area | 950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 338 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01941199 |
|---|---|
| Street Address | 397 DENMAN LOOP |
| City | COLUMBIA |
| State | SC |
| Zip | 29229-7052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 596 42.1X169.9X89.4X195.3 #SU CENTENNIAL @ LAKE CAROLINA PH 19 |
| Legal Subdivision | CENTENNIAL @ L CAROLINA-VINYL |
| Legal Lot Number | 42,596 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11423 |
Source: Richland County records · APN 23215-01-07
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 22, 2018 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Feb 22, 2018 · Amount on Record |
| Deed Document Number | 202346506 |
| Deed Book / Page | 2875 / 911 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Document Number | 0030673392 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 3067/3392 |
| Instrument | 2025050851 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Investor | Possibly a Property Investor |
| Document Number | 0027372820 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 2737/2820 |
| Instrument | 2022023213 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Mar 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 26, 2023 |
| Property Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Document Number | 0028750912 |
| Book / Page | 2875 / 912 |
| Map Reference | MB 1267 PG 1884 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023046506 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $725.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Document Number | 2023046507 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023046507 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 22, 2018 |
| Property Address | 397 DENMAN LOOP, COLUMBIA, SC 29229-7052 |
| Document Number | 2281/2962 |
| Book / Page | 002281 / 002962 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 10305 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $651.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 397 DENMAN LOOP COLUMBIA SC 292297052, COLUMBIA, SC 29229-7052 |
| Document Number | 2281/2965 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 002281/002965 |
| Instrument | 10306 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,695.00 | $7,040 (-) | $279,000 (+58.52%) Land $34,000 Building $245,000 |
| 2023 | $7,040 (-33.33%) | $176,000 (-) | |
| 2021 | $6,175.00 | $10,560 | $176,000 Land $25,000 Building $151,000 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 410 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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