397 Covington Ter, Buffalo Grove, IL 60089 Property Records

Cook County property record for 397 Covington Ter, Buffalo Grove, IL 60089

Property Summary

Property Type	Condominium
Details	2 bd · built 1986
Lot Size	11.1 acres (484,310 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2023)
Tax Bill	$5,179 (2023)
Deeds & Mortgages	Dec 2023 Transfer Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-08-201-038-1032`

Property Details

APN / Parcel Number

Primary APN	`03-08-201-038-1032`

Interior

Bedrooms	2 Beds

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	484,310 sqft (11.1 acres)

Location & Zoning

Street Address	397 COVINGTON TER
City	BUFFALO GROVE
State	IL
Zip	60089-9121
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 6-4 IN COVINGTON MANOR CONDO P ART E2 NE4 SEC08 T42N R11E 3P
Legal Range	11E
Legal Township	42N
Legal Section	08
Legal Subdivision	COVINGTON MANOR CONDO
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1003
Census Tract	803007

Owner

397 Covington Ter, a condominium, is owned and occupied by an individual who acquired it in December 2023.

Source: Cook County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 9, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Sep 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Deed Document Number	20236528
Last Transfer Date	Dec 12, 2023
Transfer Doc	0000045002
Record Updated	Sep 20, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Dec 19, 2023
Property Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121
Document Number	0035345002
Map Reference	DOC 27412916
Instrument Date	Dec 12, 2023
Instrument	2335345002
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 9, 2023
Property Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121
Document Number	0006806528
Map Reference	DOC 27412916
Instrument Date	Feb 15, 2023
Instrument	2306806528
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 COVINGTON TER # TER6-4, TER6-4, BUFFALO GROVE, IL 60089-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121

Mortgage

Document Number	0006806529
Date	Mar 9, 2023
Instrument	2306806529

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.9%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121
Document Number	2036410058
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 COVINGTON TER BUFFALO GROVE IL 600899121, BUFFALO GROVE, IL 60089-9121

Mortgage

Document Number	2036410058
Date	Dec 29, 2020
Instrument	36410058

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121
Document Number	1829004008
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	397 COVINGTON TER BUFFALO GROVE IL 600899121, BUFFALO GROVE, IL 60089-9121

Mortgage

Document Number	1829004008
Date	Oct 17, 2018
Instrument	29004008

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 12, 2018
Property Address	397 COVINGTON TER, BUFFALO GROVE, IL 60089-9121
Document Number	1825518019
Instrument Date	Aug 24, 2018
Instrument	25518019
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 E OXFORD RD NORTH BARRINGTON IL 600102190, NORTH BARRINGTON, IL 60010-2190

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,842 Land $3,865 Building $23,977	$278,420 Land $38,650 Building $239,770
2023	$5,179.00 (+5.18%)
2022	$4,924.00 (+21.79%)	$22,148 (+26.99%) Land $3,312 Building $18,836	$221,480 (+26.99%) Land $33,120 Building $188,360
2021	$4,043.00 Homeowner's exemption Senior Citizen's exemption	$17,441 Land $485 Building $16,956	$174,410 Land $4,850 Building $169,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 397 Covington Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 397 Covington Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband.

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