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397 Council Loop, Columbia, SC 29209 Property Records

Richland County property record for 397 Council Loop, Columbia, SC 29209 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,492 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Dec 2018)
Tax Bill$1,686 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16313-10-06

Property Details

APN / Parcel Number

Primary APN16313-10-06
Alternative APNs
  • R16313-10-06
  • 02139199

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,492 sqft Heated Area
Gross Area3,032 sqft
1st Floor Area1,048 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area400 sqft
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02139199
Street Address397 COUNCIL LOOP
CityCOLUMBIA
StateSC
Zip29209-5099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 197 60X110X60X110 #SU VILLAGE AT BURNSIDE FARM PH 2
Legal SubdivisionBURNSIDE FARMS
Legal Lot Number60,197
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group2
Census Block2010
Census Tract11607

Owner

Source: Richland County records · APN 16313-10-06

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5716 PONDHAVEN DR, FAYETTEVILLE, NC 28314-6594
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 31, 2018Grant Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE OPTIONS
Jul 24, 2018Loan Modification, Mortgage · Line of Credit
HOUSING CAP
Jul 24, 2018Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2018 · Amount on Record
Deed SaleDec 31, 2018 · Amount on Record
Prior SaleJul 24, 2018 · Amount on Record
Deed Document Number201895566
Deed Book / Page2361 / 3171
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address397 COUNCIL LOOP, COLUMBIA, SC 29209-5099
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026810556
DateOct 27, 2021
Book Page2681/556
Instrument2021071949
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

December 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateDec 31, 2018
Property Address397 COUNCIL LOOP, COLUMBIA, SC 29209-5099
Document Number2361/3171
Book / Page002361 / 003171
Instrument DateDec 27, 2018
Instrument95566
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$758.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 COUNCIL LOOP COLUMBIA SC 292095099, COLUMBIA, SC 29209-5099

Mortgage

Document Number2361/3175
DateDec 31, 2018
Book Page002361/003175
Instrument95567
Lender
NameMORTGAGE OPTIONS
TypeMortgage Company
AddressCOLUMBIA, SC 29212
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2048

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Recording DateJul 24, 2018
Property Address397 COUNCIL LOOP, COLUMBIA, SC 29209-5099
Book / Page002321 / 003849
Instrument DateJul 24, 2018
Instrument52486
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address397 COUNCIL LOOP COLUMBIA SC 292095099, COLUMBIA, SC 29209-5099
InvestorPossibly a Property Investor

Mortgage

Document Number2321/3849
DateJul 24, 2018
Book Page002321/003849
Instrument52486
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateJul 24, 2018
Property Address397 COUNCIL LOOP, COLUMBIA, SC 29209-5099
Document Number2321/3845
Book / Page002321 / 003845
Instrument DateJul 24, 2018
Instrument52485
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$382.95
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,686.00 (+17.41%)$235,700 (+2,774.39%)$286,300 (+39.66%) Land $45,000 Building $241,300
2023$1,436.00 (-75.97%)$8,200 (-)$205,000 (-)
2021$5,975.00$8,200$205,000 Land $33,500 Building $171,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790116072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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