397 Corso Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 397 Corso Loop, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,851 sqft · built 2020
Lot Size0.141 acres (6,133 sqft)
OwnerCompany Name on Record
Last Sale$245,990 (Mar 2021)
Tax Bill$4,509 (2025)
Deeds & MortgagesSep 2026 Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-23-690587-000380

Property Details

APN / Parcel Number

Primary APN26-29-23-690587-000380
Alternative APNs
  • 232926690587000380
  • 32926000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,851 sqft Living Area
Gross Area2,292 sqft
1st Floor Area1,851 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,133 sqft (0.141 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address397 CORSO LOOP
CityWINTER HAVEN
StateFL
Zip33884-3444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 1 PB 176 PGS 50-58 LOT 38
Legal Range26E
Legal Township29S
Legal Section23
Legal SubdivisionVILLAMAR PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number38
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4059
Census Tract14501

Owner

Source: Polk County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2045 BISCAYNE BLVD, MIAMI, FL 33137-5025
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · VA Mortgage
NATIONS LENDING CORPORATION
May 19, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 17, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2021 · Amount on Record
Deed SaleMar 17, 2021 · Amount on Record
Deed Document Number202168276
Deed Book / Page11626 / 493
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateSep 9, 2026
Property Address397 CORSO LOOP, WINTER HAVEN, FL 33884-3444
Document Number0000218515
Book / Page14146 / 2133
Instrument DateAug 26, 2026
Instrument2026218515
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6955 INDIAN CREEK PARK DR, LAKELAND, FL 33813-3833

Mortgage

Document Number0000218515,
DateSep 9, 2026
Book Page14146/2133
Instrument2026218515
Lender
NameNATIONS LENDING CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueSep 1, 2055
Interest
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 19, 2021
Property Address397 CORSO LOOP, WINTER HAVEN, FL 33884-3444
Document Number0000131039
Book / Page11723 / 124
Map ReferenceMB 176 PG 50-58
Instrument DateMar 14, 2021
Instrument2021131039
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13225 W LUMINA WAY, 13225, VAN NUYS, CA 91401-2013

Transferred To (Grantee/Buyer)

NameVerified Name
Address7901 4TH ST N # 4000, 4000, SAINT PETERSBURG, FL 33702-4305

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMar 17, 2021
Property Address397 CORSO LOOP, WINTER HAVEN, FL 33884-3444
Document Number0000068276
Book / Page11626 / 493
Map ReferenceMB 176 PG 50-58
Instrument DateMar 12, 2021
Instrument2021068276
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 23, 2021
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,722.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, 10192, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address13225 W LUMINA WAY, VAN NUYS, CA 91401-2013

Mortgage

Document Number0011626494
DateMar 17, 2021
Instrument11626/494
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,176 (-0.42%) Land $50,000 Building $190,176$240,176 (-0.42%) Land $50,000 Building $190,176
2025$4,509.00 (-34.98%)$241,179 (-8.07%) Land $50,000 Building $191,179$241,179 (-8.07%) Land $50,000 Building $191,179
2023$6,935.00 (+6.77%)$262,362 (+12.57%) Land $48,000 Building $214,362$262,362 (+12.57%) Land $48,000 Building $214,362
2022$6,495.00$233,066 Land $40,000 Building $193,066$233,066 Land $40,000 Building $193,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Corso Loop

Nearby Streets

Search Property Records by Address or Parcel Number