Baxter County property record for 397 Co Rd 109, Norfork, AR 72658
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,000 (Apr 2000) |
| Tax Bill | $461 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01367-000 |
| Primary APN | 001-01367-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Carpet |
| Storm Shutters | Storm Shutters |
| Construction Type | Frame |
|---|---|
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 119,354 sqft (2.74 acres) |
| Deck Area | 384 sqft |
|---|---|
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 397 COUNTY ROAD 109 |
|---|---|
| City | NORFORK |
| State | AR |
| Zip | 72658-9075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1: ALL THAT PART OF THE W 1/2 NW 1/4 SW 1/4 OF SECTION 18, TOWNSHIP 18 NORTH, RANGE 12 WEST, R.B.W.R. EXCEPT THE FOLLOWING DESCRIBED TRACT: A PART OF THE NW 1/4 SW 1/4 OF SECTION 18, TOWNSHIP 18 NORTH, RANGE 12 WEST, BOUNDED AND DESCRIBED AS FO |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 18 |
| Legal Tract | 1,2 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | LONE ROCK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950500 |
397 Co Rd 109 is owned and occupied by two individuals who acquired it in May 2021.
Source: Baxter County records, as of March 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 COUNTY ROAD 109, NORFORK, AR 72658-9075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2000 · Amount on File |
| Deed Sale | Apr 20, 2000 · Amount on File |
| Deed Book / Page | 2000 / 3659 |
| Last Transfer Date | May 27, 2021 |
| Transfer Doc | L202106188 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Jun 1, 2021 |
| Property Address | 397 COUNTY ROAD 109, NORFORK, AR 72658-9075 |
| Document Number | L202106188 |
| Instrument Date | May 27, 2021 |
| Instrument | L202106188 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | L202106189 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | L202106189 |
| Name | FIRST NATIONAL BANK OF IZARD COUNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 15, 2026 |
The 2025 property tax bill for 397 Co Rd 109 was $461 with a homeowner's exemption, down 10.8% from the year before.
Source: Baxter County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Unified School District | Norfork Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461.00 (-10.83%) Homeowner's exemption | $24,900 Land $3,320 Building $21,580 | |
| 2024 | $517.00 (-5.66%) | ||
| 2023 | $548.00 Homeowner's exemption | $24,900 Land $3,320 Building $21,580 | $124,500 Land $16,600 Building $107,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Co Rd 109 in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 50 (2004–2017) |
| Claims Outside the SFHA | 9 of 50 |
| Most Recent Claim | Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Co Rd 109 is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 75% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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