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397 Cline Rd, Dandridge, TN 37725 Property Records

Jefferson County property record for 397 Cline Rd, Dandridge, TN 37725

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,320 sqft · built 1965
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on Record
Last Sale$175,517 (Aug 2007)
Tax Bill$494 (2024)
Deeds & MortgagesAug 2026 Mortgage
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN057-049.00

Property Details

APN / Parcel Number

Primary APN057-049.00
Alternative APNs
  • 0105705704900
  • 045057 04900

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,320 sqft Living Area
Gross Area2,896 sqft
1st Floor Area1,844 sqft
Basement Area1,052 sqft
Finished Basement476 sqft
Unfinished Basement576 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area115,434 sqft (2.65 acres)
TerrainRolling
Garage TypeCarport
Garage Area357 sqft
CarportCarport
Carport Area357 sqft
Parking Spaces1 Parking Space
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address397 CLINE RD
CityDANDRIDGE
StateTN
Zip37725-4560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionALICE JO MITCHELL PB: E PG: 284 LOT: 1
Legal SubdivisionALICE JO MITCHELL
Legal Lot Number1
JurisdictionJEFFERSON TN
Township / Civil Division5
Census Block Group1
Census Block1046
Census Tract70801

Owner

Source: Jefferson County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address397 CLINE RD, DANDRIDGE, TN 37725-4560
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 17, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 15, 2020Deed of Trust, Mortgage · Closed-End Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2007 · Amount on Record
Deed SaleAug 24, 2007 · Amount on Record
Prior SaleApr 30, 1998 · Amount on Record
Deed Book / Page894 / 496
Transfer Doc0894000496
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Recording DateAug 24, 2026
Property Address397 CLINE RD, DANDRIDGE, TN 37725-4560
Document Number0000007075
Book / Page1978 / 6
Instrument DateAug 13, 2026
Instrument20267075
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address397 CLINE RD, DANDRIDGE, TN 37725-4560

Mortgage

Document Number0000007075,
DateAug 24, 2026
Book Page1978/6
Instrument20267075
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address397 CLINE RD, DANDRIDGE, TN 37725-4560
Transaction TypeMortgage
Record UpdatedMar 11, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 CLINE RD, DANDRIDGE, TN 37725-4560

Mortgage

Document Number0001803248
DateFeb 26, 2024
Book Page1803/248
Instrument24001214
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address397 CLINE RD, DANDRIDGE, TN 37725-4560
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1433440
DateAug 17, 2018
Book Page1433/440
Instrument18005990
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 10, 2028

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address397 CLINE RD, DANDRIDGE, TN 37725-4560
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 CLINE RD, DANDRIDGE, TN 37725

Mortgage

Document Number1563639
DateOct 15, 2020
Book Page1563/639
Instrument20008337
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJefferson County
MunicipalityDandridge Town
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,950 (+102.5%) Land $16,275 Building $68,675$339,800 (-) Land $65,100 Building $274,700
2024$494.00 (-61.97%)$339,800 (+102.5%) Land $65,100 Building $274,700
2022$1,299.00$41,950 Land $12,525 Building $29,425$167,800 Land $50,100 Building $117,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANDRIDGE WATER MGMT FACILITY
serves 9,931 people · EPA ID TN0000170
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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