Franklin County property record for 397 Cedar Summit Ln, Villa Ridge, MO 63089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 1994 |
| Lot Size | 5.09 acres (222,156 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $3,158 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-4-19.0-0-008-006.000 |
| Primary APN | 19-4-19.0-0-008-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 222,156 sqft (5.09 acres) |
| Shed | 1 Shed |
| Old Parcel Number | 1941900000006000 |
|---|---|
| Street Address | 397 CEDAR SUMMIT LN |
| City | VILLA RIDGE |
| State | MO |
| Zip | 63089-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:1 SHADOW CREEK |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 19 |
| Legal Subdivision | SHADOW CREEK |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 800703 |
The current owner of 397 Cedar Summit Ln acquired it in January 2007.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 397 CEDAR SUMMIT LN, VILLA RIDGE, MO 63089-2623 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2007 |
| Deed Sale | Jan 10, 2007 |
| Deed Document Number | 0700710 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 397 Cedar Summit Ln was $3,158.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,158.00 | $40,976 | $216,500 Land $18,600 Building $197,900 |
| 2023 | $2,389.00 (+5.52%) | $33,658 | $177,370 Land $15,600 Building $161,770 |
| 2022 | $2,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Cedar Summit Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 397 Cedar Summit Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Bays-ET Highspeed, T-Mobile.
5G (outdoors only) and 4G LTE
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