397 Cedar Rdg Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 397 Cedar Rdg Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 2009
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,648 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RPD36970000070A`

Property Details

APN / Parcel Number

Primary APN	`RPD36970000070A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,160 sqft Finished Area
1st Floor Area	3,240 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Type	Built-in
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	397 CEDAR RIDGE RD
City	SANDPOINT
State	ID
Zip	83864-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-57N-2W CEDAR RIDGE ADDN LOT 7 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	29
Legal Subdivision	CEDAR RIDGE ADDN
Legal Lot Number	7
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1021
Census Tract	950403

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2203 ALLEN ST, DALLAS, TX 75204-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 18, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, TITLE ONE SANDPOINT
Jun 18, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, TITLE ONE SANDPOINT
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB
Jan 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025
Deed Sale	Aug 5, 2025
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	20251050276
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0000997280
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	397 CEDAR RIDGE RD, SANDPOINT, ID 83864-6620
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	TITLEONE SANDPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000999188
Date	Jan 18, 2022
Instrument	999188

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 18, 2021
Property Address	397 CEDAR RIDGE RD, SANDPOINT, ID 83864-6620
Document Number	985572
Map Reference	MB 5 PG 177
Instrument Date	Jun 18, 2021
Instrument	985572
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, TITLE ONE SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	397 CEDAR RIDGE, DOVER, ID 83825-5100

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 18, 2021
Property Address	397 CEDAR RIDGE RD, SANDPOINT, ID 83864-6620
Document Number	985570
Map Reference	MB 5 PG 177
Instrument Date	Jun 18, 2021
Instrument	985570
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, TITLE ONE SANDPOINT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 CEDAR RIDGE RD, DOVER, ID 83825-5100

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 18, 2021
Property Address	397 CEDAR RIDGE RD, SANDPOINT, ID 83864-6620
Document Number	985569
Map Reference	MB 5 PG 177
Instrument Date	Jun 16, 2021
Instrument	985569
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, TITLE ONE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 CEDAR RIDGE ROAD, DOVER, ID 83825-5100

Mortgage

Document Number	985571
Date	Jun 18, 2021
Instrument	985571

Lender

Name	QUONTIC BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jan 17, 2017
Property Address	397 CEDAR RIDGE RD, SANDPOINT, ID 83864-6620
Document Number	900633
Map Reference	MB 5 PG 177
Instrument Date	Nov 8, 2016
Instrument	900633
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2562, SANDPOINT, ID 83864-0917

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,648.00 (+7.94%) Homeowner's exemption	$1,108,048 (-0.06%) Land $473,338 Building $634,710	$1,108,048 (-0.06%) Land $473,338 Building $634,710
2025	$4,306.00 (+18.39%) Homeowner's exemption	$1,108,678 (+15.77%) Land $473,338 Building $635,340	$1,108,678 (+15.77%) Land $473,338 Building $635,340
2023	$3,637.00 Homeowner's exemption	$957,680 Land $433,852 Building $523,828	$957,680 Land $433,852 Building $523,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, Kaniksu Internet.

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