Shelby County property record for 397 Cedar Ln, Alabaster, AL 35114 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,373 sqft · built 2005 |
| Lot Size | 3.1 acres (135,123 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Sep 2022) |
| Tax Bill | $2,196 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138343003044000 |
| Primary APN | 138343003044000 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,373 sqft Heated Area |
| 1st Floor Area | 1,708 sqft |
| Basement Area | 758 sqft |
| Finished Basement | 950 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 135,123 sqft (3.1 acres) |
| Lot Dimensions | 566 ft deep x 241 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Deck Area | 212 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 397 CEDAR LN |
|---|---|
| City | ALABASTER |
| State | AL |
| Zip | 35114-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR SEC 34 E ALG SEC LN 935.57 TO POB NE45.82 NW566.53 S340.68 SE405.83 NE192.75 TO POB |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 03 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30607 |
Source: Shelby County records · APN 138343003044000
Assessment roll updated April 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 397 CEDAR LN, ALABASTER, AL 35114-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK |
| Sep 01, 2022 | Warranty Deed, Transfer · ARM REGIONS BANK |
| Feb 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage MCGOWING & KING MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2022 · Amount on Record |
| Deed Sale | Sep 01, 2022 · Amount on Record |
| Prior Sale | Feb 18, 2021 · Amount on Record |
| Deed Document Number | 2022343040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jul 01, 2026 |
| Property Address | 397 CEDAR LN, ALABASTER, AL 35114-5001 |
| Document Number | 0000208130 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026208130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 397 CEDAR LN, ALABASTER, AL 35114-5001 |
| Document Number | 0000208130, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 2026208130 |
| Name | REGIONS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Sep 01, 2022 |
| Property Address | 397 CEDAR LN, ALABASTER, AL 35114-5001 |
| Document Number | 0000343040 |
| Instrument Date | Sep 01, 2022 |
| Instrument | 20220901000343040 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000343050 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 20220901000343050 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 10.6% |
| Index | 6-Month LIBOR |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Feb 18, 2021 |
| Property Address | 397 CEDAR LN, ALABASTER, AL 35114-5001 |
| Document Number | 0000083880 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 20210218000083880 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 397 CEDAR LN, 397, MAYLENE, AL 35114-5001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 397 CEDAR LN, MAYLENE, AL 35114-5001 |
| Document Number | 0000083890 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 20210218000083890 |
| Name | MCGOWING & KING MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,196.00 (+10.08%) | $40,680 (+7.85%) | $406,660 (+7.86%) Land $101,370 Building $305,290 |
| 2023 | $1,995.00 Homeowner's exemption | $37,720 | $377,020 Land $101,370 Building $275,650 |
Source: FEMA National Flood Hazard Layer, Shelby County (01117C), updated January 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011170306072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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