397 Capetown Dr, Alameda, CA 94502 Property Records

Alameda County property record for 397 Capetown Dr, Alameda, CA 94502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,172 sqft · built 1981
Lot Size	0.096 acres (4,201 sqft)
Owner	Company Name on Record
Last Sale	$1,270,000 (Jul 2019)
Tax Bill	$19,254 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-1320-38`

Property Details

APN / Parcel Number

Primary APN	`74-1320-38`
Alternative APN	`074-1320-038-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,201 sqft (0.096 acres)

Location & Zoning

Street Address	397 CAPETOWN DR
City	ALAMEDA
State	CA
Zip	94502-6427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00066 BLK: TR: 4120
Legal Subdivision	TRACT 4120
Legal Tract	4120
Legal Lot Number	66
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2003
Census Tract	428302

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Oct 19, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Nov 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jul 11, 2019	Grant Deed, Transfer · ARM FREMONT BANK
Nov 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Apr 17, 2015 · Amount on Record
Deed Document Number	2019131864
Last Transfer Date	Oct 29, 2020
Transfer Doc	0000300489
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Nov 6, 2020
Property Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427
Document Number	0000300489
Map Reference	MB 108 PG 17
Instrument Date	Oct 29, 2020
Instrument	2020300489
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427

Mortgage

Document Number	0000300490
Date	Nov 6, 2020
Instrument	2020300490

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 19, 2020
Property Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427
Document Number	0000277141
Instrument Date	Oct 14, 2020
Instrument	277141
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	397 CAPETOWN DR ALAMEDA CA 945026427, ALAMEDA, CA 94502-6427

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 6, 2020
Property Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427
Document Number	0000300491
Instrument Date	Oct 14, 2020
Instrument	300491
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	397 CAPETOWN DR ALAMEDA CA 945026427, ALAMEDA, CA 94502-6427

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427
Document Number	0000266956
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	397 CAPETOWN DR ALAMEDA CA 945026427, ALAMEDA, CA 94502-6427
Investor	Possibly a Property Investor

Mortgage

Document Number	0000266956
Date	Dec 27, 2019
Instrument	266956

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 11, 2019
Property Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427
Document Number	0000131864
Map Reference	MB 108 PG 17
Instrument Date	Jun 21, 2019
Instrument	2019131864
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427

Mortgage

Document Number	0000131865
Date	Jul 11, 2019
Instrument	2019131865

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 20, 2018
Property Address	397 CAPETOWN DR, ALAMEDA, CA 94502-6427
Document Number	0000222503
Instrument Date	Nov 7, 2018
Instrument	222503
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	397 CAPETOWN DR ALAMEDA CA 945026427, ALAMEDA, CA 94502-6427
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,409,684 (+1.5%) Land $425,005 Building $991,679
2025	$19,254.00 (+6.4%) Homeowner's exemption	$1,388,910 (+4.04%) Land $416,673 Building $972,237
2023	$18,096.00 Homeowner's exemption	$1,334,985 Land $400,495 Building $934,490	$1,482,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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