397 Cape Monday Rd, Harrison, ME 04040 Property Records

Cumberland County and Harrison Town property record for 397 Cape Monday Rd, Harrison, ME 04040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,636 sqft · built 2018
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Tax Bill	$21,093 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HRRS M:21 L:0032`

Property Details

APN / Parcel Number

Primary APN	`HRRS M:21 L:0032`
Alternative APN	`1940`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,636 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Lot Area	52,272 sqft (1.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1940
Street Address	397 CAPE MONDAY RD
City	HARRISON
State	ME
Zip	04040-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SHOREL
Legal Lot Number	32
Jurisdiction	HARRISON ME
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3006
Census Tract	15000

Owner

Source: Cumberland County and Harrison Town records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 397, HARRISON, ME 04040-0397
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Balloon Mortgage ANDROSCOGGIN BANK
Feb 7, 2017	Deed of Trust, Mortgage SANFORD INSTIT SGVS
Oct 13, 2017	Deed of Trust, Mortgage SANFORD INSTIT SGVS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Recording Date	Apr 17, 2026
Property Address	397 CAPE MONDAY RD, HARRISON, ME 04040-4206
Document Number	0421890175
Book / Page	42189 / 175
Instrument Date	Apr 13, 2026
Instrument	202614694
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 CAPE MONDAY RD, HARRISON, ME 04040-4206

Mortgage

Document Number	0000014694,
Date	Apr 17, 2026
Book Page	42189/175
Instrument	202614694

Lender

Name	ANDROSCOGGIN BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	397 CAPE MONDAY RD, HARRISON, ME 04040-4206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0338120081
Date	Feb 7, 2017
Book Page	33812/0081
Instrument	000000006065

Lender

Name	SANFORD INSTIT SGVS

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON ME
Property Address	397 CAPE MONDAY RD, HARRISON, ME 04040-4206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0343870317
Date	Oct 13, 2017
Book Page	34387/0317
Instrument	000000052691

Lender

Name	SANFORD INSTIT SGVS

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Oct 27, 2048

Tax Assessment & Valuation

Source: Cumberland County and Harrison Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harrison Town
Unified School District	School Administrative District 17 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,093.00 (+6.56%)	$2,570,800 (-) Land $886,600 Building $1,684,200
2024	$19,795.00 (+44.11%)	$2,570,800 (+142.37%) Land $886,600 Building $1,684,200
2023	$13,736.00 (+8.83%)	$1,060,700 (-) Land $550,700 Building $510,000
2022	$12,622.00	$1,060,700 Land $550,700 Building $510,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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