397 Cabbage Patch Ln, Mountain City, TN 37683 Property Records

Johnson County property record for 397 Cabbage Patch Ln, Mountain City, TN 37683

Property Summary

Property Type	Rural Home
Details	3 ba · 1,136 sqft · built 1977
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Sep 2018)
Tax Bill	$694 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046062 10800`

Property Details

APN / Parcel Number

Primary APN	`046062 10800`
Alternative APN	`062 10800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	1,184 sqft
Finished Basement	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	653,400 sqft (15 acres)
Terrain	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	580 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Pole Barn	1,560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	397 CABBAGE PATCH LN
City	MOUNTAIN CITY
State	TN
Zip	37683-5533
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 04 GB 1379, COUNTY AREA: B99
Jurisdiction	JOHNSON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1053
Census Tract	956300

Owner

Source: Johnson County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 CABBAGE PATCH LN, MOUNTAIN CITY, TN 37683-5533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 2, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Sep 7, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Aug 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	18001976
Deed Book / Page	206 / 720
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TN
Property Address	397 CABBAGE PATCH LN, MOUNTAIN CITY, TN 37683-5533
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000344/351
Date	Jun 7, 2022
Book Page	344/351
Instrument	22001592

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TN
Property Address	397 CABBAGE PATCH LN, MOUNTAIN CITY, TN 37683-5533
Document Number	0000001602
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 CABBAGE PATCH LN MOUNTAIN CITY TN 376835533, MOUNTAIN CITY, TN 37683-5533

Mortgage

Document Number	0000001602
Date	Jul 11, 2019
Book Page	000315/000181
Instrument	1602

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TN
Recording Date	Sep 7, 2018
Property Address	397 CABBAGE PATCH LN, MOUNTAIN CITY, TN 37683-5533
Document Number	0000001976
Book / Page	000206 / 000720
Instrument Date	Sep 4, 2018
Instrument	1976
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	362 CABBAGE PATCH LN MOUNTAIN CITY TN 376835533, MOUNTAIN CITY, TN 37683-5533

Mortgage

Document Number	1977
Date	Sep 7, 2018
Book Page	000309/000758
Instrument	1977

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON TN
Recording Date	Aug 9, 2017
Property Address	397 CABBAGE PATCH LN, MOUNTAIN CITY, TN 37683-5533
Document Number	0000001648
Book / Page	000203 / 000555
Instrument Date	Aug 4, 2017
Instrument	1648
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	362 CABBAGE PATCH LN MOUNTAIN CITY TN 376835533, MOUNTAIN CITY, TN 37683-5533

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Johnson County
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$694.00 (+22.18%) Additional exemption filed	$31,400 (-) Land $5,900 Building $25,500
2023		$31,400 Land $5,900 Building $25,500
2022	$568.00
2021			$159,000 Land $57,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1984–2024)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	60 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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