397 Bracken Dr, Troy, MI 48098 Property Records

Oakland County property record for 397 Bracken Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,557 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$464,499 (Jun 2017)
Tax Bill	$7,222 (2025)
Deeds & Mortgages	Oct 2021 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-16-252-046`

Property Details

APN / Parcel Number

Primary APN	`88-20-16-252-046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,557 sqft Living Area
1st Floor Area	1,277 sqft
Basement Area	1,277 sqft
Unfinished Basement	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	397 BRACKEN DR
City	TROY
State	MI
Zip	48098-4693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	T2N, R11E, SEC 16 THE GLENS AT CARLSON PARK NO 2 LOT 75 10-1-97 FR 200-031
Legal Range	11E
Legal Township	2N
Legal Section	16
Legal Subdivision	THE GLENS AT CARLSON PARK #2
Legal Lot Number	10,75
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2002
Census Tract	196900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 BRACKEN DR, TROY, MI 48098-4693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Intrafamily Transfer, Transfer
Nov 5, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jun 23, 2017	Warranty Deed, Transfer GREATER MACOMB TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2017121480
Deed Book / Page	50800 / 208
Last Transfer Date	May 20, 2021
Transfer Doc	0000242242
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 12, 2021
Property Address	397 BRACKEN DR, TROY, MI 48098-4693
Document Number	0000242242
Book / Page	56982 / 147
Map Reference	LB 154 PG 7-10
Instrument Date	May 20, 2021
Instrument	242242
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	397 BRACKEN DR, TROY, MI 48098-4693

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	397 BRACKEN DR, TROY, MI 48098-4693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 BRACKEN DR, TROY, MI 48098-4693

Mortgage

Document Number	0000232168
Date	Nov 5, 2020
Book Page	55126/503
Instrument	232168

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 23, 2017
Property Address	397 BRACKEN DR, TROY, MI 48098-4693
Document Number	0000121480
Book / Page	50800 / 00208
Map Reference	LB 253 PG 31-40
Instrument Date	Jun 15, 2017
Instrument	121480
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,994.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	397 BRACKEN DR, 397, TROY, MI 48098-4693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 BRACKEN DR, TROY, MI 48098-4693

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,222.00 (-7.33%)
2023			$449,340
2022	$7,793.00	$224,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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