397 Bergen St, Union, NJ 07083 Property Records

Union County and Union Township property record for 397 Bergen St, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,236 sqft · built 1946
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2022)
Tax Bill	$9,422 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01010-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`19-01010-0000-00014`
Alternative APN	`190101000014`

Interior

Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	397 BERGEN ST
City	UNION
State	NJ
Zip	07083-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BUILDING SITES/FAIRVIEW PARK
Legal Block	1010
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	4
Census Block	4004
Census Tract	33400

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	397 BERGEN ST, UNION, NJ 07083-8208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Deed Document Number	202215918
Deed Book / Page	6455 / 2429
Record Updated	Sep 20, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 15, 2022
Property Address	397 BERGEN ST, UNION, NJ 07083-8208
Document Number	0064552429
Book / Page	6455 / 2429
Instrument Date	Mar 7, 2022
Instrument	15918
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TITLE AGENC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 SUNRISE PKWY, 152, MOUNTAINSIDE, NJ 07092-2913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 BERGEN ST, UNION, NJ 07083-8208

Mortgage

Document Number	0000033815
Date	Mar 15, 2022
Instrument	33815

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,400 (-) Land $20,000 Building $20,400	$40,400 (-) Land $20,000 Building $20,400
2025	$9,422.00 (+4.35%)	$40,400 (-) Land $20,000 Building $20,400	$40,400 (-) Land $20,000 Building $20,400
2024	$9,029.00 (+6.85%)
2023		$40,400 Land $20,000 Building $20,400	$40,400 Land $20,000 Building $20,400
2022	$8,450.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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