397 Bell Fork Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 397 Bell Fork Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,008 sqft · built 1955
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$13,000 (Apr 2015)
Tax Bill$748 (2026)
Flood ZoneZone AE (high risk)
APN346E-8

Property Details

APN / Parcel Number

Primary APN346E-8
Alternative APNs
  • 400048551
  • 003273

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number400048551
Street Address397 BELL FORK RD
CityJACKSONVILLE
StateNC
Zip28540-7007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-5
Legal DescriptionSR 1308 BELL FORK RD
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group4
Census Block4023
Census Tract2600

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2111 HINES FARM RD, JACKSONVILLE, NC 28540-8888
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2015 · Amount on Record
Deed SaleApr 2, 2015 · Amount on Record
Deed Book / Page4282 / 8
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
MunicipalityJacksonville City
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$748.00 (+2.47%)$99,267 (+70.48%) Land $20,700 Building $78,567$99,267 (+70.48%) Land $20,700 Building $78,567
2025$730.00$58,228 (-) Land $17,250 Building $40,978$58,228 (-) Land $17,250 Building $40,978
2023$730.00$58,228 Land $17,250 Building $40,978$58,228 Land $17,250 Building $40,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims18 (1995–2023)
Claims Outside the SFHA8 of 18
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 7 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF JACKSONVILLE
serves 49,093 people · EPA ID NC0467010
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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