397 Baltimore Rd, Auburn, CA 95603 Property Records

Placer County property record for 397 Baltimore Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,696 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Aug 2017)
Tax Bill	$9,183 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-130-072-000`

Property Details

APN / Parcel Number

Primary APN	`040-130-072-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,696 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	87,120 sqft
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	397 BALTIMORE RD
City	AUBURN
State	CA
Zip	95603-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.0 AC FR SEC 16 12 8
Legal Range	8E
Legal Township	12N
Legal Section	16
Legal Subdivision	KNOLLWOOD SUBDIVISION
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1038
Census Tract	20401

Owner

397 Baltimore Rd is owner-occupied and held in a trust since August 2017.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	397 BALTIMORE RD, AUBURN, CA 95603-5403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage BBVA USA
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Nov 12, 2020	Loan Modification, Mortgage BBVA USA
Aug 17, 2017	Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK
Aug 17, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Deed Document Number	201763184
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	397 BALTIMORE RD, AUBURN, CA 95603-5403
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054852
Date	Jun 9, 2020
Instrument	2020-0054852

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	397 BALTIMORE RD, AUBURN, CA 95603-5403
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 BALTIMORE RD, AUBURN, CA 95603-5403

Mortgage

Document Number	0000092963
Date	Jul 21, 2021
Instrument	2021-0092963

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	397 BALTIMORE RD, AUBURN, CA 95603-5403
Document Number	0000144766
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 BALTIMORE RD AUBURN CA 956035403, AUBURN, CA 95603-5403

Mortgage

Document Number	0000144766
Date	Dec 9, 2020
Instrument	144766

Lender

Name	BBVA USA
Address	BIRMINGHAM, AL 35296

Agreement

Amount	Amount on Record

Interest

Rate	3.5%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 17, 2017
Property Address	397 BALTIMORE RD, AUBURN, CA 95603-5403
Document Number	0000063184
Instrument Date	Aug 11, 2017
Instrument	63184
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	102 SIENNA RDG MISSION VIEJO CA 926925970, MISSION VIEJO, CA 92692-5970

Mortgage

Document Number	63185
Date	Aug 17, 2017
Instrument	63185

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2032

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Aug 17, 2017
Property Address	397 BALTIMORE RD, AUBURN, CA 95603-5403
Document Number	0000063182
Instrument Date	Jun 14, 2017
Instrument	63182
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622 APPLEGATE CA 957030622, APPLEGATE, CA 95703-0622

Tax Assessment & Valuation

The 2025 property tax bill for 397 Baltimore Rd was $9,183 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$862,026 (+7.35%) Land $266,819 Building $595,207
2025	$9,183.00 Homeowner's exemption	$802,968 Land $261,588 Building $541,380
2023	$8,900.00 (-2.22%)	$748,635 Land $243,900 Building $504,735
2022	$9,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 397 Baltimore Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 397 Baltimore Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baltimore Rd

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