Jackson County property record for 397 Abbey Ln, Jackson, OH 45640 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,710 sqft · built 1999 |
| Lot Size | 1.95 acres (85,073 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Dec 2024) |
| Tax Bill | $7,800 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2021 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G110080100600 |
| Primary APN | G110080100600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,710 sqft Living Area |
| 1st Floor Area | 2,110 sqft |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 85,073 sqft (1.95 acres) |
| Terrain | Rolling |
| Garage Area | 910 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 528 sqft |
| Patio Area | 144 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 397 ABBEY LN |
|---|---|
| City | JACKSON |
| State | OH |
| Zip | 45640-8502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SALT RESERVE #49 ABBEY LANE SUB LOT #6 |
| Legal Range | 19 |
| Legal Township | 07 |
| Legal Section | 00 |
| Legal Subdivision | ABBEY LANE SUBDIVISION |
| Jurisdiction | JACKSON OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 957500 |
Source: Jackson County records · APN G110080100600
Assessment roll updated March 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK |
| Sep 09, 2021 | Deed of Trust, Mortgage · Line of Credit THE VINTON COUNTY NATIONAL BANK |
| Jul 28, 2010 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Dec 05, 2017 | Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY |
| Sep 05, 2013 | Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK CO |
| Dec 05, 2017 | Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY |
| Jan 29, 2009 | Deed of Trust, Mortgage · Conventional Mortgage THE OHIO VALLEY BANK CO |
| Jul 02, 2010 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Dec 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE OHIO VALLEY BANK COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on Record |
| Deed Sale | Dec 12, 2024 · Amount on Record |
| Prior Sale | Sep 08, 2000 · Amount on Record |
| Deed Document Number | 20243613 |
| Deed Book / Page | 183 / 1737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | BESTITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 000150/388 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 150/388 |
| Instrument | 202000002839 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MC ARTHUR, OH 45651 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Sep 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | BESTITLE, BEST TITLE |
| Name | Verified Name |
|---|
| Document Number | 00158/2375 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 158/2375 |
| Instrument | 202100003244 |
| Name | THE VINTON COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MC ARTHUR, OH 45651 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00076/2276 |
|---|---|
| Date | Jul 28, 2010 |
| Book Page | 076/2276 |
| Instrument | 201000002361 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CHILLICOTHE, OH 45601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00128/2628 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 128/2628 |
| Instrument | 201700003911 |
| Name | THE OHIO VALLEY BANK COMPANY |
|---|---|
| Type | Bank |
| Address | GALLIPOLIS, OH 45631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 05, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00098/1500 |
|---|---|
| Date | Sep 05, 2013 |
| Book Page | 098/1500 |
| Instrument | 201300002999 |
| Name | THE OHIO VALLEY BANK CO |
|---|---|
| Address | GALLIPOLIS, OH 45631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 23, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00128/2636 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 128/2636 |
| Instrument | 201700003912 |
| Name | THE OHIO VALLEY BANK COMPANY |
|---|---|
| Type | Bank |
| Address | WELLSTON, OH 45692 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00066/0057 |
|---|---|
| Date | Jan 29, 2009 |
| Book Page | 066/0057 |
| Instrument | 200900000296 |
| Name | THE OHIO VALLEY BANK CO |
|---|---|
| Address | GALLIPOLIS, OH 45631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OH |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00076/0614 |
|---|---|
| Date | Jul 02, 2010 |
| Book Page | 076/0614 |
| Instrument | 201000002074 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CHILLICOTHE, OH 45601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON OH |
| Recording Date | Dec 12, 2024 |
| Property Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Document Number | 00183/1737 |
| Book / Page | 183 / 1737 |
| Map Reference | MB 5 PG 87&88 |
| Instrument Date | Dec 11, 2024 |
| Instrument | 202403613 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 397 ABBEY LN, JACKSON, OH 45640-8502 |
| Document Number | 0202403614 |
|---|---|
| Date | Dec 12, 2024 |
| Instrument | 202403614 |
| Name | THE OHIO VALLEY BANK COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Jan 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 12.1% |
Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Jackson County |
| County Subdivision | Liberty Township |
| Unified School District | Jackson City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,800.00 (+10.5%) | $163,020 (+14.3%) Land $15,210 Building $147,810 | $465,760 (+14.3%) Land $43,460 Building $422,300 |
| 2023 | $7,059.00 (+8.52%) | $142,620 (+9.61%) Land $15,210 Building $127,410 | |
| 2022 | $6,505.00 | $130,110 Land $14,000 Building $116,110 | |
| 2020 | $407,500 Land $43,460 Building $364,040 |
Source: FEMA National Flood Hazard Layer, Jackson County (39079C), updated December 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 32% of the US · above 95% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Cincinnati Bell | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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