397 3rd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 397 3rd Ave S, Saint Cloud, MN 56301 · Last verified August 2026

Property Summary

Property Type	Apartment House (2-4 Units)
Details	4,974 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Last Sale	$2,000,000 (Aug 2019)
Tax Bill	$8,018 (2026)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51978-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51978-0000`

Interior

Stories	2 Stories
Building Area	4,974 sqft Living Area
1st Floor Area	2,466 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Multi-Family
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Width	165 ft Width
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	397 3RD AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4446
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	LOTS 4 5 & 6 BLK 23 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	CURTIS SURVEY ADD
Legal Block	23
Legal Lot Number	4-6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3015
Census Tract	11600

Owner

Source: Stearns County records · APN 82-51978-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2759 CLEARWATER RD, SAINT CLOUD, MN 56301-5952
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20191549917
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 12, 2019
Property Address	397 3RD AVE S, SAINT CLOUD, MN 56301-4446
Document Number	00A1549917
Instrument Date	Aug 06, 2019
Instrument	A1549917
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 CAMDEN WOODS TER, SAINT CLOUD, MN 56301-9662

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,018.00 (+21.15%)	$438,000 (-) Land $80,000 Building $358,000	$438,000 (-) Land $80,000 Building $358,000
2025		$438,000 (+0.05%) Land $80,000 Building $358,000	$438,000 (+0.05%) Land $80,000 Building $358,000
2023	$6,618.00	$437,800 Land $80,000 Building $357,800	$437,800 Land $80,000 Building $357,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.