3969 Windyke Dr, Memphis, TN 38125 Property Records

Shelby County property record for 3969 Windyke Dr, Memphis, TN 38125

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,712 sqft · built 1986
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Apr 2020)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D0-242N-E0-0138`

Property Details

APN / Parcel Number

Primary APN	`D0-242N-E0-0138`
Alternative APN	`D0242N E00045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,712 sqft Living Area
Gross Area	4,132 sqft
1st Floor Area	1,874 sqft
Utility Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	252 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3969 WINDYKE DR
City	MEMPHIS
State	TN
Zip	38125-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	W S WINDYKE DR
Legal Subdivision	WINDYKE HILLS 1ST ADDN SEC B
Legal Lot Number	70
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	1
Census Block	1010
Census Tract	21548

Owner

3969 Windyke Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3969 WINDYKE DR, MEMPHIS, TN 38125-4637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Warranty Deed, Transfer · Conventional with PMI PINNACLE BK
Dec 5, 2019	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG
Apr 9, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF FAYETTE CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	202041458
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 24, 2020
Property Address	3969 WINDYKE DR, MEMPHIS, TN 38125-4637
Document Number	0000041458
Instrument Date	Apr 20, 2020
Instrument	41458
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3969 WINDYKE DR MEMPHIS TN 381254637, MEMPHIS, TN 38125-4637

Mortgage

Document Number	41459
Date	Apr 24, 2020
Instrument	41459

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Dec 5, 2019
Property Address	3969 WINDYKE DR, MEMPHIS, TN 38125-4637
Document Number	0000126518
Instrument Date	Sep 21, 2019
Instrument	126518
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,513.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 WINDYKE DR MEMPHIS TN 381254637, MEMPHIS, TN 38125-4637

Mortgage

Document Number	126519
Date	Dec 5, 2019
Instrument	126519

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Mortgage

Document Number	126520,
Date	Dec 5, 2019
Instrument	126520

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	502 DEADERICK ST, NASHVILLE, TN 37243-0200

Agreement

Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3969 WINDYKE DR, MEMPHIS, TN 38125-4637
Document Number	0000036933
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3969 WINDYKE DR MEMPHIS TN 381254637, MEMPHIS, TN 38125-4637

Mortgage

Document Number	0000036933
Date	Apr 18, 2018
Instrument	36933

Lender

Name	BANK OF FAYETTE CNTY
Type	Bank
Address	BOLIVAR, TN 38008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Apr 17, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 3969 Windyke Dr was $2,809.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,809.00	$104,425 Land $14,350 Building $90,075	$417,700 Land $57,400 Building $360,300
2023		$69,250 Land $8,300 Building $60,950
2022	$2,347.00
2021			$277,000 Land $33,200 Building $243,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3969 Windyke Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3969 Windyke Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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