Shelby County property record for 3969 Timber Trl, Memphis, TN 38115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 1980 |
| Lot Size | 0.194 acres (8,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,500 (Aug 1996) |
| Tax Bill | $1,022 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-3510-Q0-0026 |
| Primary APN | 09-3510-Q0-0026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| 1st Floor Area | 1,385 sqft |
| Utility Area | 36 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,450 sqft (0.194 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3969 TIMBER TRL |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38115-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | WS TIMBER TRAIL |
| Legal Subdivision | RIDGEWAY ESTATES SEC J |
| Legal Lot Number | 1625 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21758 |
Source: Shelby County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3969 TIMBER TRL, MEMPHIS, TN 38115-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 1996 · Amount on Record |
| Deed Sale | Aug 9, 1996 · Amount on Record |
| Deed Document Number | 1996GA-3878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 6, 2026 |
| Property Address | 3969 TIMBER TRL, MEMPHIS, TN 38115-6517 |
| Document Number | 0000087060 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202687060 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3969 TIMBER TRL, MEMPHIS, TN 38115-6517 |
| Document Number | 0000087060, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 202687060 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3969 TIMBER TRL, MEMPHIS, TN 38115-6517 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0021124421 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 21124421 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3969 TIMBER TRL, MEMPHIS, TN 38115-6517 |
| Document Number | 0000058297 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3969 TIMBER TRL #TRI MEMPHIS TN 381156517, MEMPHIS, TN 38115-6517 |
| Document Number | 0000058297 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 58297 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 12, 2028 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,022.00 (-34.45%) | $38,025 (+48.54%) Land $4,750 Building $33,275 | $152,100 (+48.54%) Land $19,000 Building $133,100 |
| 2023 | $25,600 Land $4,150 Building $21,450 | ||
| 2022 | $1,559.00 | ||
| 2021 | $102,400 Land $16,600 Building $85,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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