3969 Table Rock Mountain Rd, Morganton, NC 28655 Property Records

Burke County property record for 3969 Table Rock Mountain Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,070 sqft · built 2023
Lot Size	3.98 acres (173,369 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Jul 2022)
Tax Bill	$1,566 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1767171301`

Property Details

APN / Parcel Number

Primary APN	`1767171301`
Alternative APN	`35315`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,070 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	173,369 sqft (3.98 acres)
Porch	Slab
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3969 TABLE ROCK MOUNTAIN RD
City	MORGANTON
State	NC
Zip	28655-7523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	3969 TABLE ROCK MOUNTAIN RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1091
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4025 DONATELLO LN, MOUNT HOLLY, NC 28120-0039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit SKY FEDERAL CREDIT UNION
Jul 11, 2022	Warranty Deed, Transfer
Mar 27, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	202221023253
Deed Book / Page	2633 / 720
Prior Transfer Date	Mar 17, 2020
Prior Transfer Doc	0024560267
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 21, 2026
Property Address	3969 TABLE ROCK MOUNTAIN RD, MORGANTON, NC 28655-7523
Document Number	0026004628
Book / Page	2874 / 38
Instrument Date	May 20, 2026
Instrument	202626004628
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DATA SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 TABLE ROCK MOUNTAIN RD, MORGANTON, NC 28655-7523

Mortgage

Document Number	0026004628,
Date	May 21, 2026
Book Page	2874/38
Instrument	202626004628

Lender

Name	SKY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 11, 2022
Property Address	3969 TABLE ROCK MOUNTAIN RD, MORGANTON, NC 28655-7523
Document Number	0026330720
Book / Page	2633 / 720
Instrument Date	Jul 7, 2022
Instrument	2022023253
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$104.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 MAPLE DRC, BANNER ELK, NC 28604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4025 DONATELLO LN, MOUNT HOLLY, NC 28120-0039

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 27, 2020
Property Address	TABLE ROCK MOUNTAIN RD, MORGANTON, NC 28655
Document Number	0024560267
Book / Page	002456 / 000267
Instrument Date	Mar 17, 2020
Instrument	38679
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$26.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35C MAPLE DR BANNER ELK NC 286047631, BANNER ELK, NC 28604-7631

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,566.00 (+0.32%)	$231,350 (-) Land $36,730 Building $194,620	$231,350 (-) Land $36,730 Building $194,620
2025	$1,561.00 (+564.26%)	$231,350 (+529.87%) Land $36,730 Building $194,620	$231,350 (+529.87%) Land $36,730 Building $194,620
2023	$235.00	$36,730 Land $36,730	$36,730 Land $36,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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