3969 Poverty Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3969 Poverty Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 2024
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Jan 2025)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Oct 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-001-190-5743-8`

Property Details

APN / Parcel Number

Primary APN	`C56-001-190-5743-8`
Alternative APN	`29-4N-22-0000-0001-068C`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,438 sqft Heated Area
Gross Area	2,040 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3969 POVERTY CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 366FT W & 50FT N OF SE COR SEC N 321.86FT S 84 DEG W 73.75FT TO POB S 84 DEG W 73.75FT S 310.93FT E 73.47FT N 316.4FT TO
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2008
Census Tract	20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3969 POVERTY CREEK RD, CRESTVIEW, FL 32539-9786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage NEW AMERICAN FUNDING
Oct 1, 2024	Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Prior Sale	Oct 1, 2024 · Amount on Record
Deed Document Number	3731377
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 7, 2025
Property Address	3969 POVERTY CREEK RD, CRESTVIEW, FL 32539-9786
Document Number	0003731377
Instrument Date	Dec 30, 2024
Instrument	3731377
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 339, HOLT, FL 32564-0339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 POVERTY CREEK RD, CRESTVIEW, FL 32539-9786

Mortgage

Document Number	0003731378
Date	Jan 7, 2025
Instrument	3731378

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 1, 2024
Property Address	3969 POVERTY CREEK RD, CRESTVIEW, FL 32539-9786
Document Number	0003714097
Instrument Date	Sep 30, 2024
Instrument	3714097
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5105 PASCO BROXSON CIR, HOLT, FL 32564-9375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 339, HOLT, FL 32564-0339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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