Lake County property record for 3969 Gerry St, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,768 sqft · built 1956 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $753 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0463-0017 |
| Primary APN | 001-01-39-0463-0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 212 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-01-39-0463-0017 |
|---|---|
| Old Parcel Number | 013904630017 |
| Street Address | 3969 GERRY ST |
| City | GARY |
| State | IN |
| Zip | 46408-1751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTWOOD 2ND ADD. TO GRIFFITH LOT 17 |
| Legal Subdivision | EASTWOOD 2ND ADD |
| Legal Lot Number | 17 2003 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 41302 |
3969 Gerry St is owned and occupied by an individual who acquired it in August 2003.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3969 GERRY ST, GARY, IN 46408-1751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2003 |
| Deed Sale | Aug 6, 2003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 3969 GERRY ST, GARY, IN 46408-1751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036084 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020 036084 |
| Name | PEOPLES BANK SB |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,900 Land $14,100 Building $75,800 | $89,900 Land $14,100 Building $75,800 | |
| 2024 | $753.00 | ||
| 2023 | $78,500 (-) Land $12,700 Building $65,800 | $78,500 (-) Land $12,700 Building $65,800 | |
| 2022 | $756.00 | $78,500 Land $12,500 Building $66,000 | $78,500 Land $12,500 Building $66,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3969 Gerry St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 10 (1981–1999) |
| Most Recent Claim | Apr 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3969 Gerry St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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