3969 Cranor Rd, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 3969 Cranor Rd, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$170,400 (Jul 2018)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`088-043.00-000`

Property Details

APN / Parcel Number

Primary APN	`088-043.00-000`
Alternative APNs	`088 04300` `R0050963`

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft

Exterior Amenities

Porch	Porch
Porch Area	110 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	R0050963
Street Address	3969 CRANOR RD
City	MURFREESBORO
State	TN
Zip	37130-7448
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	RUTHERFORD TN
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	40600

Owner

3969 Cranor Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3969 CRANOR RD, MURFREESBORO, TN 37130-7448
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit F & M BANK
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 2, 2018	Warranty Deed, Transfer · Conventional with PMI CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Jun 26, 2009 · Amount on File
Deed Document Number	20182154150
Deed Book / Page	1687 / 3530
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	RB12591936
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3969 CRANOR RD, MURFREESBORO, TN 37130-7448
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 CRANOR RD, MURFREESBORO, TN 37130-7448

Mortgage

Document Number	0022083386
Date	Feb 17, 2022
Book Page	2208/3386
Instrument	2424248

Lender

Name	F & M BANK
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2032

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jun 21, 2021
Property Address	3969 CRANOR RD, MURFREESBORO, TN 37130-7448
Document Number	20973778
Book / Page	2097 / 3778
Instrument Date	Jun 18, 2021
Instrument	2370107
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	GATEWAY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 CRANOR RD, MURFREESBORO, TN 37130-7448

Mortgage

Document Number	20973782
Date	Jun 21, 2021
Instrument	2097-3782

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 2, 2018
Property Address	3969 CRANOR RD, MURFREESBORO, TN 37130-7448
Document Number	RB16873530
Book / Page	001687 / 003530
Instrument Date	Jun 18, 2018
Instrument	2154150
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.48
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 CRANOR RD MURFREESBORO TN 371307448, MURFREESBORO, TN 37130-7448

Mortgage

Document Number	RB16873532
Date	Jul 2, 2018
Book Page	001687/003532
Instrument	2154151

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3969 Cranor Rd was $1,389.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,200 (+79.44%) Land $47,500 Building $50,700	$392,800 Land $190,000 Building $202,800
2025	$1,389.00	$54,725 Land $27,125 Building $27,600
2023	$1,027.00	$54,725 Land $27,125 Building $27,600	$218,900 (-26.1%) Land $108,500 Building $110,400
2022			$296,200 Land $108,500 Building $187,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3969 Cranor Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2013–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3969 Cranor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000

May also be available: AT&T, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cranor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures