3969 Canyon Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3969 Canyon Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,482 sqft · built 1974
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$1,270,000 (Jul 2008)
Tax Bill	$19,857 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`247-131-015-7`

Property Details

APN / Parcel Number

Primary APN	`247-131-015-7`
Alternative APN	`247-131-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,482 sqft Living Area
1st Floor Area	2,482 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3969 CANYON RD
City	LAFAYETTE
State	CA
Zip	94549-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAP 19 PG 49 PCL B
Legal Subdivision	ACALANAS RHO
Legal Tract	19PM49
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	348000

Owner

3969 Canyon Rd is owned and occupied by two individuals who bought it in July 2008.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3969 CANYON RD, LAFAYETTE, CA 94549-2701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2008 · Amount on File
Deed Sale	Jul 30, 2008 · Amount on File
Deed Document Number	2008168650
Prior Transfer Date	Oct 13, 1998
Prior Transfer Doc	0000268197
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3969 CANYON RD, LAFAYETTE, CA 94549-2701
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118766
Date	Jul 25, 2018
Instrument	2018-118766

Lender

Name	UMPQUA BANK
Type	Bank
Address	SEBASTOPOL, CA 95472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3969 CANYON RD, LAFAYETTE, CA 94549-2701
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 CANYON RD, LAFAYETTE, CA 94549-2701

Mortgage

Document Number	0000255598
Date	Oct 29, 2020
Instrument	2020-255598

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	231 Months
Due	Jan 30, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3969 CANYON RD, LAFAYETTE, CA 94549-2701
Document Number	0000083668
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3969 CANYON RD LAFAYETTE CA 945492701, LAFAYETTE, CA 94549-2701

Mortgage

Document Number	0000083668
Date	May 4, 2020
Instrument	83668

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 3, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3969 Canyon Rd was $19,857 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,669,467 (+2%) Land $1,016,656 Building $652,811
2025	$19,857.00 Homeowner's exemption	$1,636,733 Land $996,722 Building $640,011
2023	$19,181.00 (+1.56%) Homeowner's exemption	$1,573,178 Land $958,019 Building $615,159
2022	$18,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3969 Canyon Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3969 Canyon Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks.

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