Meade County property record for 3968 Twisted Oak Rd, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.05 acres (176,549 sqft) |
| Owner | Individual on Record |
| Tax Bill | $10,327 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Oct 2023 Foreclosure + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.0F.02.13 |
| Primary APN | 01.0F.02.13 |
|---|
| Lot Area | 176,549 sqft (4.05 acres) |
|---|
| Street Address | 3968 TWISTED OAK RD |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN VALLEY ESTATES SUB LOT 13 BLK 2 |
| Legal Subdivision | HIDDEN VALLEY ESTATES SUB |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | SOUTHWEST MEADE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20402 |
Source: Meade County assessment roll, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage BLACK HILLS FCU |
| Oct 2, 2023 | Deed in Lieu of Foreclosure, Foreclosure |
| Oct 2, 2023 | Deed in Lieu of Foreclosure, Foreclosure |
| Aug 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANKWEST INC |
| Aug 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BANKWEST INC |
| Jul 27, 2022 | Warranty Deed, Transfer |
| Jan 12, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Feb 12, 2025 |
| Property Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Document Number | 00980/1966 |
| Book / Page | 980 / 1966 |
| Map Reference | MB 27 PG 188-189 |
| Instrument Date | Feb 10, 2025 |
| Instrument | 25000722 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 420 S PIERRE ST, PIERRE, SD 57501-3224 |
| Name | Verified Name |
|---|---|
| Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Document Number | 0025000723 |
|---|---|
| Date | Feb 12, 2025 |
| Instrument | 25000723 |
| Name | BLACK HILLS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 10.5% |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Oct 2, 2023 |
| Property Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Document Number | 00967/1935 |
| Book / Page | 967 / 1935 |
| Map Reference | MB 27 PG 188-189 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 23005572 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 131 WEST ST, WALPOLE, MA 02081-1631 |
| Name | Verified Name |
|---|
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Oct 2, 2023 |
| Property Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Document Number | 00967/1937 |
| Book / Page | 967 / 1937 |
| Map Reference | MB 27 PG 188-189 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 23005573 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 131 WEST ST, WALPOLE, MA 02081-1631 |
| Name | Verified Name |
|---|---|
| Address | 420 S PIERRE ST, PIERRE, SD 57501-3224 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000969/212 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 969/212 |
| Instrument | 22005625 |
| Name | BANKWEST INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Aug 24, 2022 |
| Property Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Document Number | 0000967/48 |
| Book / Page | 967 / 48 |
| Map Reference | MB 27 PG 188-189 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 22005624 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 68 N WOODS RD, BAITING HOLLOW, NY 11933-2310 |
| Name | Verified Name |
|---|---|
| Address | 68 N WOODS RD, BAITING HOLLOW, NY 11933-2310 |
| Document Number | 0022005625 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 22005625 |
| Name | BANKWEST INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Jul 27, 2022 |
| Property Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Document Number | 00952/1909 |
| Book / Page | 952 / 1909 |
| Map Reference | MB 27 PG 188-189 |
| Instrument Date | Jan 6, 2022 |
| Instrument | 22004911 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8155 DEERVIEW RD, PIEDMONT, SD 57769-7170 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 68 N WOODS RD, BAITING HOLLOW, NY 11933-2310 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEADE SD |
| Recording Date | Jan 12, 2022 |
| Property Address | 3968 TWISTED OAK RD, STURGIS, SD 57785-2908 |
| Document Number | 000952/853 |
| Book / Page | 952 / 853 |
| Map Reference | MB 27 PG 188-189 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 22000259 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8155 DEERVIEW RD, PIEDMONT, SD 57769-7170 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 68 N WOODS RD, BAITING HOLLOW, NY 11933-2310 |
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,327.00 (+36.84%) Additional exemption filed | $640,296 (+36.76%) Land $131,920 Building $508,376 | $640,296 Land $131,920 Building $508,376 |
| 2024 | $7,547.00 (+307.51%) Additional exemption filed | $468,206 (+328.56%) Land $114,713 Building $353,493 | |
| 2023 | $109,250 (-) Land $109,250 | ||
| 2022 | $1,852.00 | $109,250 Land $109,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 82% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Bluepeak Cable | 1,000 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
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