3968 Scholtz Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3968 Scholtz Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,520 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$588,600 (Jul 2024)
Tax Bill	$7,011 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-002-003-20`

Property Details

APN / Parcel Number

Primary APN	`014-002-003-20`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	950 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Lot Area	435,600 sqft (10 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3968 SCHOLTZ RD
City	LAPEER
State	MI
Zip	48446-8614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF THE NORTHWEST FRACTIONAL 1/4 OF SECTION 2 T8N R10E, MAYFIELD TOWNSHIP. LAPEER COUNTY, MICHIGAN. DESCRIBED AS
Legal Range	10E
Legal Township	08N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1006
Census Tract	333500

Owner

3968 Scholtz Rd is owned and occupied by two individuals who bought it in July 2024.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3968 SCHOLTZ RD, LAPEER, MI 48446-8614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Feb 8, 2021 · Amount on File
Deed Book / Page	3409 / 85
Prior Transfer Date	Mar 12, 2008
Prior Transfer Doc	0023190398
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3968 SCHOLTZ RD, LAPEER, MI 48446-8614
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 SCHOLTZ RD, LAPEER, MI 48446-8614

Mortgage

Document Number	0033110575
Date	Aug 18, 2022
Book Page	3311/575

Lender

Name	CHOICEONE BANK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 8, 2021
Property Address	3968 SCHOLTZ RD, LAPEER, MI 48446-8614
Document Number	0031720684
Book / Page	3172 / 684
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3968 SCHOLTZ RD, 3968, LAPEER, MI 48446-8614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 N HAYES RD, LAPEER, MI 48446-7787

Mortgage

Document Number	0003172687
Date	Feb 8, 2021
Instrument	3172/687

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3968 SCHOLTZ RD, LAPEER, MI 48446-8614
Document Number	0030490988
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3968 SCHOLTZ RD LAPEER MI 484468614, LAPEER, MI 48446-8614

Mortgage

Document Number	0030490988
Date	Sep 27, 2019
Book Page	003049/000988

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 26, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3968 Scholtz Rd was $7,011 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,400 (+6.07%)	$698,800 (+6.07%)
2025	$7,011.00 Homeowner's exemption	$329,400	$658,800
2023		$309,200	$618,400
2022	$5,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3968 Scholtz Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3968 Scholtz Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Air Advantage Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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