3968 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3968 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,458 sqft · built 2020
Lot Size1.37 acres (59,677 sqft)
Owner2 Individual Names on File
Tax Bill$4,721 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN3126315140000C0305

Property Details

APN / Parcel Number

Primary APN3126315140000C0305

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,458 sqft Heated Area
Gross Area1,626 sqft Gross Area
Stories1 Story
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area59,677 sqft (1.37 acres)
FenceFence
Patio Area480 sqft Patio
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3968 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-7927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR ACRES PB 1 PG 425 BLK C LOT 30 LESS N 145 FT OF E 305 FT
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR ACRES
Legal Tract5140
Legal BlockC
Legal Lot Number30
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract43205

Owner

Source: Osceola County records · APN 3126315140000C0305

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3968 RAMBLER AVE, SAINT CLOUD, FL 34772-7927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2017
Deed SaleApr 17, 2017
Deed Document Number2017057296
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3968 RAMBLER AVE, SAINT CLOUD, FL 34772-7927
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3968 RAMBLER AVE, SAINT CLOUD, FL 34772-7927

Mortgage

Document Number0058340350
DateNov 17, 2020
Book Page5834/350
Instrument2020156933
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressSAINT CLOUD, FL 34771
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueOct 07, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,721.00 (+11.95%)$298,600 (+1.91%) Land $69,200 Building $229,400$298,600 (+1.91%) Land $69,200 Building $229,400
2023$4,217.00 (+14.84%)$293,000 (+24.95%) Land $69,200 Building $223,800$293,000 (+24.95%) Land $69,200 Building $223,800
2022$3,672.00$234,500 Land $43,800 Building $190,700$234,500 Land $43,800 Building $190,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 360 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Rambler Ave

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