3968 Lightning Ct, Sanford, FL 32773 Property Records

Seminole County property record for 3968 Lightning Ct, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,524 sqft · built 2020
Owner	Individual Name on File
Last Sale	$534,900 (Aug 2024)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-31-502-0000-0390`

Property Details

APN / Parcel Number

Primary APN	`09-20-31-502-0000-0390`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,524 sqft Living Area
Upper Floors Area	1,415 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3968 LIGHTNING CT
City	SANFORD
State	FL
Zip	32773-6515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 PARKVIEW PLACE PLAT BOOK {84} PAGES {26 & 27}
Legal Range	31
Legal Township	20
Legal Section	09
Legal Subdivision	PARKVIEW PLACE
Legal Tract	502
Legal Lot Number	39
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1087
Census Tract	21000

Owner

3968 Lightning Ct is owned and occupied by an individual who bought it in August 2024.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3968 LIGHTNING CT, SANFORD, FL 32773-6515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 5, 2020	Special Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on File
Deed Sale	Aug 21, 2024 · Amount on File
Prior Sale	Nov 5, 2020 · Amount on File
Deed Document Number	2024076017
Deed Book / Page	10682 / 1975
Record Updated	Jun 8, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 21, 2024
Property Address	3968 LIGHTNING CT, SANFORD, FL 32773-6515
Document Number	0106821975
Book / Page	10682 / 1975
Map Reference	MB 84 PG 26
Instrument Date	Aug 19, 2024
Instrument	2024076017
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,744.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5586 SIX MILE COMMERCIAL CT # CT102, CT102, FORT MYERS, FL 33912-4507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 LIGHTNING CT, SANFORD, FL 32773-6515

Mortgage

Document Number	2024076018
Date	Aug 21, 2024
Instrument	2024076018

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 5, 2020
Property Address	3968 LIGHTNING CT, SANFORD, FL 32773-6515
Document Number	0097540698
Book / Page	9754 / 698
Map Reference	MB 84 PG 26
Instrument Date	Oct 29, 2020
Instrument	2020126978
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,987.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, 1140, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 LIGHTNING CT, SANFORD, FL 32773-6515

Mortgage

Document Number	0009754700
Date	Nov 5, 2020
Instrument	9754/700

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3968 Lightning Ct was $4,668 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,668.00 Homeowner's exemption	$371,339	$458,539 Land $100,000 Building $358,539
2023	$5,089.00 (-2.53%) Homeowner's exemption	$399,400 (+8.82%)	$400,732 (+0.75%) Land $69,000 Building $331,732
2022	$5,221.00	$367,032	$397,753 Land $69,000 Building $328,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3968 Lightning Ct in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3968 Lightning Ct is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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