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3968 Isla Ciudad Ct, Naples, FL 34109 Property Records

Collier County property record for 3968 Isla Ciudad Ct, Naples, FL 34109 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,983 sqft · built 1997
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$750,000 (Apr 2021)
Tax Bill$6,518 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN694300 4004B06

Property Details

APN / Parcel Number

Primary APN694300 4004B06
Alternative APNs
  • 804000104611544594004
  • 80400010461

Interior

Stories1 Story
Building Area1,983 sqft Living Area
1st Floor Area1,983 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2015
Construction TypeConcrete
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions136 ft deep x 50 ft wide
Pool Area360 sqft
Deck Area284 sqft

Location & Zoning

Street Address3968 ISLA CIUDAD CT
CityNAPLES
StateFL
Zip34109-0333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE WALK PHASE THREE LOT 400
Legal Range26
Legal Township49
Legal Section6
Legal SubdivisionVILLAGE WALK PHASE 3
Legal Phase3
Legal Tract694300
Legal Block4
Legal Lot Number400
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group4
Census Block4003
Census Tract10434

Owner

Source: Collier County records · APN 694300 4004B06

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8715 S MADISON ST, BURR RIDGE, IL 60527-6294
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Apr 18, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 06, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2021 · Amount on Record
Deed SaleApr 18, 2021 · Amount on Record
Prior SaleNov 28, 2017 · Amount on Record
Deed Document Number20216040628
Deed Book / Page5929 / 2899
Prior Transfer DateOct 30, 2018
Prior Transfer Doc0055690741
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateJul 29, 2026
Property Address3968 ISLA CIUDAD CT, NAPLES, FL 34109-0333
Document Number0006856653
Book / Page6614 / 2874
Instrument DateJul 27, 2026
Instrument20266856653
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address8715 S MADISON ST, BURR RIDGE, IL 60527-6294

Mortgage

Document Number0006856653,
DateJul 29, 2026
Book Page6614/2874
Instrument20266856653
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.49%
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateApr 18, 2021
Property Address3968 ISLA CIUDAD CT, NAPLES, FL 34109-0333
Document Number0059292899
Book / Page5929 / 2899
Map ReferenceMB 25 PG 90-93
Instrument DateApr 09, 2021
Instrument6040628
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3968 ISLA CIUDAD CT, 3968, NAPLES, FL 34109-0333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8715 S MADISON ST, BURR RIDGE, IL 60527-6294

Mortgage

Document Number0059292901
DateApr 18, 2021
Instrument5929/2901
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateMay 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.62%
Index6-Month LIBOR
Max Rate7.62%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 06, 2018
Property Address3968 ISLA CIUDAD CT, NAPLES, FL 34109-0333
Document Number0055690741
Book / Page005569 / 000741
Instrument DateOct 30, 2018
Instrument5633591
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3968 ISLA CIUDAD CT NAPLES FL 341090333, NAPLES, FL 34109-0333

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 28, 2017
Property Address3968 ISLA CIUDAD CT, NAPLES, FL 34109-0333
Document Number0054520813
Book / Page005452 / 000813
Instrument DateNov 17, 2017
Instrument5475408
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3968 ISLA CIUDAD CT NAPLES FL 341090333, NAPLES, FL 34109-0333

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,518.00 (-8.95%)$658,203 (-10.68%) Land $320,166 Building $338,037$658,203 (-10.68%) Land $320,166 Building $338,037
2024$7,159.00 (-4.28%)
2023$7,479.00 (-0.01%)$736,935 (+6.36%) Land $307,098 Building $429,837$736,935 (+6.36%) Land $307,098 Building $429,837
2022$7,480.00$692,864 Land $236,694 Building $456,170$692,864 Land $236,694 Building $456,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104344, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 120 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Hotwire CommunicationsFiber1,000 / 500
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

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