3968 Baltic Cir, Rocklin, CA 95677 Property Records

Placer County property record for 3968 Baltic Cir, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,935 sqft · built 1986
Lot Size	0.235 acres (10,228 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-440-041-000`

Property Details

APN / Parcel Number

Primary APN	`010-440-041-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,935 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	10,228 sqft (0.235 acres)
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3968 BALTIC CIR
City	ROCKLIN
State	CA
Zip	95677-1963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 ANTELOPE OAKS UNIT 2 MOR N-40
Legal Subdivision	ANTELOPE OAKS NO. 2
Legal Lot Number	106
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	4
Census Block	4020
Census Tract	21123

Owner

3968 Baltic Cir is owned and occupied by two individuals who acquired it in July 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3968 BALTIC CIR, ROCKLIN, CA 95677-1963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Jul 16, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020
Deed Sale	Jul 16, 2020
Prior Sale	Jul 12, 2013 · Amount on File
Deed Document Number	202072261
Prior Transfer Date	Jul 11, 2020
Prior Transfer Doc	0000072261
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3968 BALTIC CIR, ROCKLIN, CA 95677-1963
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 BALTIC CIR, ROCKLIN, CA 95677-1963

Mortgage

Document Number	0000024618
Date	Feb 22, 2021
Instrument	2021-0024618

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	238 Months
Due	Dec 10, 2040

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jul 16, 2020
Property Address	3968 BALTIC CIR, ROCKLIN, CA 95677-1963
Document Number	0000072261
Map Reference	MB N PG 40
Instrument Date	Jul 11, 2020
Instrument	2020-0072261
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3968 BALTIC CIR, ROCKLIN, CA 95677-1963

Mortgage

Document Number	0000072229
Date	Jul 16, 2020
Instrument	2020-0072229

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3968 Baltic Cir was $5,043 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,740 (+2%) Land $100,023 Building $370,717
2025	$5,043.00 Homeowner's exemption	$461,511 Land $98,062 Building $363,449
2023	$4,922.00 (+2.56%) Homeowner's exemption	$443,592 Land $94,255 Building $349,337
2022	$4,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3968 Baltic Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3968 Baltic Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: DigitalPath, Succeed.Net, T-Mobile.

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