Okaloosa County property record for 3968 1st Ave, Laurel Hill, FL 32567
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 924 sqft · built 1988 |
| Lot Size | 0.264 acres (11,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Sep 2019) |
| Tax Bill | $501 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6563-7 |
| Primary APN | C56-000-592-6563-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 960 sqft |
| 1st Floor Area | 924 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,501 sqft (0.264 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3968 1ST AVE |
|---|---|
| City | LAUREL HILL |
| State | FL |
| Zip | 32567-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAUREL HILL 75 FT E & W BY 150 FT N & S IN NE COR BLK 15 RE 3968 FIRST AVE |
| Legal Range | 22W |
| Legal Township | 05N |
| Legal Section | 05 |
| Legal Subdivision | LAUREL HILL |
| Legal Block | 15 |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | LAUREL HILL |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 20200 |
3968 1st Ave is owned and occupied by two individuals who bought it in September 2019.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3968 1ST AVE, LAUREL HILL, FL 32567-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage OKALOOSA COUNTY |
| Sep 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 8, 2021 | Intrafamily Transfer, Transfer PRATT AYCOCK TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on File |
| Deed Sale | Sep 3, 2019 · Amount on File |
| Deed Document Number | 20193301945 |
| Deed Book / Page | 3416 / 4231 |
| Prior Transfer Date | Aug 30, 2019 |
| Prior Transfer Doc | 0035792220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 3968 1ST AVE, LAUREL HILL, FL 32567-2129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3968 1ST AVE, LAUREL HILL, FL 32567-2129 |
| Document Number | 0003787368 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 3787368 |
| Name | OKALOOSA COUNTY |
|---|---|
| Type | Government Agency |
| Address | SHALIMAR, FL 32579 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 3, 2019 |
| Property Address | 3968 1ST AVE, LAUREL HILL, FL 32567-2129 |
| Document Number | 0034164231 |
| Book / Page | 3416 / 4231 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 3301945 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4554 DORCAS RD, 4554, CRESTVIEW, FL 32539-8234 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 3968 1ST AVE, LAUREL HILL, FL 32567-2129 |
| Document Number | 0034164233 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 3416-4233 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 8, 2021 |
| Property Address | 3968 1ST AVE, LAUREL HILL, FL 32567-2129 |
| Document Number | 0035792220 |
| Book / Page | 3579 / 2220 |
| Map Reference | MB 1 PG 3 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 3495560 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3968 1ST AVE, LAUREL HILL, FL 32567-2129 |
The 2025 property tax bill for 3968 1st Ave was $501 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Laurel Hill City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $501.00 Homeowner's exemption | $79,260 | $81,239 Land $6,680 Building $74,559 |
| 2023 | $484.00 (-42.17%) Homeowner's exemption | $77,108 (+8.47%) Land $5,675 Building $71,433 | $77,108 (+8.47%) Land $5,675 Building $71,433 |
| 2022 | $837.00 | $71,090 Land $5,304 Building $65,786 | $71,090 Land $5,304 Building $65,786 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3968 1st Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1998–2009) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3968 1st Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fidium Fiber DSL | 50 / 10 |
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