39675 40th St, Elmore, MN 56027 Property Records

Faribault County property record for 39675 40th St, Elmore, MN 56027

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,278 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Mar 2017 Construction Loan Apr 2009 Mortgage + 5 more
APN	`07.016.0800`

Property Details

APN / Parcel Number

Primary APN	`07.016.0800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,278 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	792 sqft
Shed	1 Shed
Shed Area	912 sqft
Granary	7,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	39675 40TH ST
City	ELMORE
State	MN
Zip	56027-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	201
Legal Description	TR COM 911.86'E OF SW COR SW 1/4 OF SE 1/4 TH E48' N479' E 180.14' N400' W509' S400' E 280.86' S479' TO BEG
Legal Range	27
Legal Township	101
Legal Section	16
Jurisdiction	FARIBAULT MN
Township / Civil Division	ELMORE
Census Block Group	1
Census Block	1060
Census Tract	460300

Owner

39675 40th St is owned and occupied by an individual who acquired it in September 2021.

Source: Faribault County records, as of October 21, 2025

Owner of Record	Individual Name on File
Mailing Address	39675 40TH ST, ELMORE, MN 56027-2075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Construction Mortgage USDA
Apr 27, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 6, 2008	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 3, 2023	Deed of Trust, Mortgage COMPEER FINANCIAL FLCA
Oct 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA
Sep 24, 2021	Intrafamily Transfer, Transfer
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY FEDERAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2005
Deed Sale	Mar 4, 2005
Prior Sale	Mar 4, 2005 · Amount on File
Deed Document Number	2005331074
Last Transfer Date	Sep 15, 2021
Transfer Doc	388879
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARIBAULT MN
Property Address	39675 40TH ST, ELMORE, MN 56027-2075
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000374199
Date	Mar 27, 2017
Instrument	374199

Lender

Name	USDA
Type	Government Agency
Address	FAIRMONT, MN 56031

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 24, 2018

Interest

Rate	2.87%

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARIBAULT MN
Property Address	39675 40TH ST, ELMORE, MN 56027-2075
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347669
Date	Apr 27, 2009
Instrument	347669

Lender

Name	USDA
Type	Government Agency
Address	RUTLEDGE, AL 36071

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 22, 2010

Interest

Rate	2.25%

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARIBAULT MN
Property Address	39675 40TH ST, ELMORE, MN 56027-2075
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000343396
Date	Mar 6, 2008
Instrument	343396

Lender

Name	USDA
Type	Government Agency
Address	FAIRMONT, MN 56031

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2009

Interest

Rate	3.75%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARIBAULT MN
Property Address	39675 40TH ST, ELMORE, MN 56027-2075
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395293
Date	Oct 3, 2023
Instrument	395293

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank
Address	SUN PRAIRIE, WI 53590

Agreement

Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%
Type Change Date	Dec 1, 2024
Change Frequency	Monthly
Min Rate At Change	1.75%
Max Rate At Change	13.7%
Index	1-Year T-Bill
Max Rate	13.7%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARIBAULT MN
Property Address	39675 40TH ST, ELMORE, MN 56027-2075
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395293
Date	Oct 3, 2023
Instrument	395293

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FARIBAULT MN
Recording Date	Sep 24, 2021
Property Address	39675 40TH ST, ELMORE, MN 56027-2075
Document Number	388879
Instrument Date	Sep 15, 2021
Instrument	388879
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	37600 40TH ST, ELMORE, MN 56027-2070

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FARIBAULT MN
Property Address	39675 40TH ST, ELMORE, MN 56027-2075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	385230
Date	Sep 29, 2020
Instrument	385230

Lender

Name	CITIZENS COMMUNITY FEDERAL
Type	Bank
Address	ALTOONA, WI 54720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 39675 40th St was $1,958 with a homeowner's exemption.

Source: Faribault County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Faribault County
County Subdivision	Elmore Township
Unified School District	Blue Earth Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00 Homeowner's exemption	$314,000 Land $59,800 Building $254,200	$314,000 Land $59,800 Building $254,200
2023		$206,700 Land $42,400 Building $164,300	$206,700 Land $42,400 Building $164,300
2022	$1,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 39675 40th St; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 39675 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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