3967 Oak Villa Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 3967 Oak Villa Cir, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,323 sqft · built 1972
Lot Size	0.032 acres (1,372 sqft)
Owner	Trust Name on File
Last Sale	$75,000 (Feb 1998)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0340-025-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0340-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,323 sqft Living Area
1st Floor Area	651 sqft
2nd Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	1,372 sqft (0.032 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3967 OAK VILLA CIR
City	CARMICHAEL
State	CA
Zip	95608-2150
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-2-A (PD)
Legal Description	OAK KNOLL TOWNHOMES 01, LOT 133
Legal Subdivision	OAK KNOLL TOWNHOMES 01
Legal Lot Number	133
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7602

Owner

3967 Oak Villa Cir, a planned unit development, is owner-occupied and held in a trust since June 2021.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	3967 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jun 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 28, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 1998 · Amount on File
Deed Sale	Feb 9, 1998 · Amount on File
Deed Book / Page	980209 / 1087
Last Transfer Date	Jun 18, 2021
Transfer Doc	6280000000237
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3967 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2893, CARMICHAEL, CA 95609-2893

Mortgage

Document Number	0000000968
Date	Nov 21, 2025
Instrument	202511210968

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2021
Property Address	3967 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Document Number	0000000235
Map Reference	MB 89 MAP 14
Instrument Date	Jun 18, 2021
Instrument	202106280235
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3967 OAK VILLA CIR, CARMICHAEL, CA 95608-2150

Mortgage

Document Number	0000000236
Date	Jun 28, 2021
Instrument	202106280236

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2021
Property Address	3967 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Document Number	0000000237
Map Reference	MB 89 MAP 14
Instrument Date	Jun 18, 2021
Instrument	202106280237
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3967 OAK VILLA CIR, CARMICHAEL, CA 95608-2150

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3967 OAK VILLA CIR, CARMICHAEL, CA 95608-2150
Document Number	0000000005
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2893 CARMICHAEL CA 956092893, CARMICHAEL, CA 95609-2893

Mortgage

Document Number	0000000005
Date	Mar 3, 2017
Book Page	170303/000005

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3967 Oak Villa Cir was $2,144 with a homeowner's exemption, up 1.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$186,114 (+2%) Land $44,306 Building $141,808
2025	$2,144.00 (+1.08%) Homeowner's exemption	$182,466 Land $43,438 Building $139,028
2024	$2,121.00 (+2.66%)
2023	$2,066.00 (+0.63%) Homeowner's exemption	$175,382 Land $41,752 Building $133,630
2022	$2,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3967 Oak Villa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3967 Oak Villa Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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