3967 E 188th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3967 E 188th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1953
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$124,900 (Nov 2017)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140-26-064`

Property Details

APN / Parcel Number

Primary APN	`140-26-064`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	708 sqft
2nd Floor Area	348 sqft
Basement Area	696 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3967 E 188TH ST
City	CLEVELAND
State	OH
Zip	44122-6760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 MORRISON#3 0052 ALL
Legal Subdivision	MORRISON#3
Legal Lot Number	52
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1006
Census Tract	121800

Owner

3967 E 188th St is owned and occupied by an individual who bought it in November 2017.

Source: Cuyahoga County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3967 E 188TH ST, CLEVELAND, OH 44122-6760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 1, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Nov 7, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN EAGLE MTG
Apr 7, 2017	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Apr 7, 2017 · Amount on File
Deed Document Number	2017400
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3967 E 188TH ST, CLEVELAND, OH 44122-6760
Document Number	0005100450
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3967 E 188TH ST CLEVELAND OH 441226760, CLEVELAND, OH 44122-6760

Mortgage

Document Number	0005100450
Date	May 10, 2019
Instrument	5100450

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	3967 E 188TH ST, CLEVELAND, OH 44122-6760
Document Number	0005100449
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3967 E 188TH ST CLEVELAND OH 441226760, CLEVELAND, OH 44122-6760

Mortgage

Document Number	0005100449
Date	May 10, 2019
Instrument	5100449

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

Interest

Rate	5.25%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 7, 2017
Property Address	3967 E 188TH ST, CLEVELAND, OH 44122-6760
Document Number	0011070400
Instrument Date	Nov 4, 2017
Instrument	11070400
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3967 E 188TH ST CLEVELAND OH 441226760, CLEVELAND, OH 44122-6760

Mortgage

Document Number	11070401
Date	Nov 7, 2017
Instrument	11070401

Lender

Name	AMERICAN EAGLE MTG
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

Mortgage

Document Number	11070402,
Date	Nov 7, 2017
Instrument	11070402

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount on Record

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 7, 2017
Property Address	3967 E 188TH ST, CLEVELAND, OH 44122-6760
Document Number	0004070046
Instrument Date	Apr 1, 2017
Instrument	4070046
Transaction Type	Foreclosure
Record Updated	May 22, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	503 E 200TH ST #104 CLEVELAND OH 441191562, 104, CLEVELAND, OH 44119-1562

Tax Assessment & Valuation

The 2025 property tax bill for 3967 E 188th St was $2,115, up 249.6% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,115.00 (+249.59%) Homeowner's exemption	$52,465 (+467.19%) Land $6,965 Building $45,500	$149,900 (-) Land $19,900 Building $130,000
2024	$605.00 (-3.82%) Homeowner's exemption	$9,250 (+11.45%) Land $6,970 Building $2,280	$149,900 Land $19,900 Building $130,000
2023	$629.00 (+0.64%) Homeowner's exemption	$8,300 (-) Land $6,060 Building $2,240
2022	$625.00 Homeowner's exemption	$8,300 Land $6,060 Building $2,240
2021			$146,100 Land $17,300 Building $128,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3967 E 188th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3967 E 188th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

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