3967 Cedar St, Kettle River, MN 55757 Property Records

Carlton County property record for 3967 Cedar St, Kettle River, MN 55757

Property Summary

Property Type	Single Family Home
Lot Size	0.315 acres (13,746 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Oct 2009)
Tax Bill	$1,518 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-200-0260`

Property Details

APN / Parcel Number

Primary APN	`19-200-0260`
Alternative APN	`9575`

Exterior

Lot Area	13,746 sqft (0.315 acres)

Location & Zoning

Account Number	9575
Street Address	3967 CEDAR ST
City	KETTLE RIVER
State	MN
Zip	55757-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7 ADDITION A TO ODBERGS PLAT
Legal Subdivision	ADDITION A TO ODBERGS PLAT
Legal Block	2
Legal Lot Number	6-7
Jurisdiction	CARLTON MN
Township / Civil Division	KETTLE RIVER
Census Block Group	3
Census Block	3018
Census Tract	70600

Owner

3967 Cedar St is owned and occupied by an individual who bought it in October 2009.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3967 CEDAR ST, KETTLE RIVER, MN 55757-8646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNITED STATES OF AMERICA
Aug 13, 2018	Warranty Deed, Transfer PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2009 · Amount on File
Deed Sale	Oct 5, 2009 · Amount on File
Deed Document Number	2009427149
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3967 CEDAR ST, KETTLE RIVER, MN 55757-8646
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000510180
Date	Jan 6, 2023
Instrument	A000510180

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Aug 13, 2018
Property Address	3967 CEDAR ST, KETTLE RIVER, MN 55757-8646
Document Number	A000481716
Instrument Date	Jul 25, 2018
Instrument	A000481716
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3967 CEDAR ST, KETTLE RIVER, MN 55757-8646

Mortgage

Document Number	A000481717
Date	Aug 13, 2018
Instrument	A000481717

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3967 Cedar St was $1,518 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Kettle River City
Unified School District	Moose Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,518.00 Homeowner's exemption
2025		$114,600 (+5.62%) Land $15,200 Building $99,400	$114,600 (+5.62%) Land $15,200 Building $99,400
2024	$1,518.00 Homeowner's exemption	$108,500 (+3.83%) Land $15,200 Building $93,300	$108,500 (+3.83%) Land $15,200 Building $93,300
2023	$1,518.00 Homeowner's exemption	$104,500 (-) Land $15,200 Building $89,300	$104,500 (-) Land $15,200 Building $89,300
2022		$104,500 Land $15,200 Building $89,300	$104,500 Land $15,200 Building $89,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3967 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3967 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Kettle River serves 168 people · EPA ID MN1090008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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