3966 Prospect St, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 3966 Prospect St, Williamsburg, VA 23185

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,130 sqft · built 2018
Lot Size	0.048 acres (2,134 sqft)
Owner	Individual Name on Record
Last Sale	$391,000 (Nov 2022)
Tax Bill	$2,563 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-(03)-2B-069`

Property Details

APN / Parcel Number

Primary APN	`590-(03)-2B-069`
Alternative APN	`2025.809.603`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	2,134 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3966 PROSPECT ST
City	WILLIAMSBURG
State	VA
Zip	23185-4872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	ED-C (ECONOMIC DEVELOPMEN
Legal Description	VILLAGE GREEN N TOWNHOMES@ QUARTERPATH PH 2B LOT 69
Legal Subdivision	VILLAGE GREEN NORTH (TOWN HOME)
Legal Phase	2B
Legal Lot Number	69
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2001
Census Tract	370100

Owner

Source: Williamsburg City records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3966 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 6, 2020	Deed of Trust, Mortgage · VA Mortgage DRAPER AND KRAMER MORTGAGE CORP
Nov 2, 2022	Warranty Deed, Transfer
Jun 21, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage DRAPER AND KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	20251782
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	3966 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214494
Date	Oct 22, 2021
Instrument	214494

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	3966 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	ADVANCE TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200122
Date	Jan 6, 2020
Instrument	200122

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Nov 2, 2022
Property Address	3966 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0020223455
Instrument Date	Oct 24, 2022
Instrument	20223455
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LOBLOLLY CT, YORKTOWN, VA 23692-4252

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jun 21, 2018
Property Address	3966 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0000183392
Instrument Date	Jun 20, 2018
Instrument	183392
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2022
Title Company	ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3966 PROSPECT ST, WILLIAMSBURG, VA 23185-4872

Mortgage

Document Number	0000183393
Date	Jun 21, 2018
Instrument	183393

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 (+5.39%)	$413,500 (+5.38%) Land $77,400 Building $336,100	$413,500 (+5.38%) Land $77,400 Building $336,100
2023	$2,432.00	$392,400 Land $77,400 Building $315,000	$392,400 Land $77,400 Building $315,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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