3966 NW 17th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3966 NW 17th Ave, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1964
Lot Size	0.682 acres (29,708 sqft)
Owner	Company Name on File
Last Sale	$205,000 (Sep 2024)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`1-05-37-35-0010-00040-0010`

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0010-00040-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,388 sqft Heated Area
Gross Area	1,876 sqft
Utility Area	97 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,708 sqft (0.682 acres)
Lot Dimensions	250 ft deep x 119 ft wide
Pool Area	288 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3966 NW 17TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOTS 1 & 20 BLOCK 4
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD 01
Legal Block	4
Legal Lot Number	1,20 20
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1024
Census Tract	910201

Owner

3966 NW 17th Ave is owned by a company that bought it in September 2024.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	4840 SW 172ND AVE, SOUTHWEST RANCHES, FL 33331-1221
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Dec 1, 2017	Warranty Deed, Transfer · Construction Mortgage CJOKOP LLP
Apr 11, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	2024010729
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3966 NW 17TH AVE, OKEECHOBEE, FL 34972-1618
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3966 NW 17TH AVE, OKEECHOBEE, FL 34972-1618

Mortgage

Document Number	0000006641
Date	Jun 6, 2023
Instrument	2023006641

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 6, 2018
Property Address	3966 NW 17TH AVE, OKEECHOBEE, FL 34972-1618
Document Number	0008100497
Book / Page	0810 / 0497
Map Reference	MB3 PG22
Instrument Date	Jun 29, 2018
Instrument	2018008805
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	INDEPENDENCE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 NE 102ND ST, 210, MIAMI SHORES, FL 33138-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3966 NW 17TH AVE, OKEECHOBEE, FL 34972-1618

Mortgage

Document Number	2018008806
Date	Jul 6, 2018
Instrument	2018008806

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 1, 2017
Property Address	3966 NW 17TH AVE, OKEECHOBEE, FL 34972-1618
Document Number	0007990062
Book / Page	000799 / 000062
Instrument Date	Oct 13, 2017
Instrument	11590
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 NE 102ND ST MIAMI SHORES FL 331382427, MIAMI SHORES, FL 33138-2427

Mortgage

Document Number	7990064
Date	Dec 1, 2017
Book Page	000799/000064
Instrument	11591

Lender

Name	CJOKOP LLP
Address	251 SW WILSHIRE BLVD # 528, BURLESON, TX 76028-4700

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Nov 30, 2019

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 11, 2017
Property Address	3966 NW 17TH AVE, OKEECHOBEE, FL 34972-1618
Document Number	0007890024
Book / Page	000789 / 000024
Instrument Date	Apr 10, 2017
Instrument	3584
Transaction Type	Foreclosure
Record Updated	Jun 16, 2017

Transaction

Amount	Amount on Record
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2050 NE 144TH ST OKEECHOBEE FL 349728553, OKEECHOBEE, FL 34972-8553

Tax Assessment & Valuation

The 2025 property tax bill for 3966 NW 17th Ave was $2,730.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00	$199,070 Land $53,000 Building $146,070	$199,070 Land $53,000 Building $146,070
2023	$1,711.00 (+9.05%) Homeowner's exemption	$117,090 (+2.53%)	$179,365 (+10.47%) Land $35,000 Building $144,365
2022	$1,569.00 Homeowner's exemption	$114,197	$162,366 Land $24,000 Building $138,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3966 NW 17th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3966 NW 17th Ave is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW 17th Ave

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