3966 McKinley Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 3966 McKinley Rd, Gilbert, MN 55741 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1975
Square Footage1,568 sqft Gross Area
Lot Size1,187,010 sqft (27.2 acres)
OccupancyOwner Occupied
Last Sale$206,500 (2007)
Tax Bill$4,128.00 (2026)

Property Details

APN / Parcel Number

Primary APN677-0014-00900
Alternative APN
  • 855402

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Building Area1,568 sqft Gross Area
1st Floor1,568 sqft 1st Floor
Basement Area1,176 sqft Basement
Finished Basement1,176 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Lot Area1,187,010 sqft (27.2 acres)
Garage Area1,680 sqft Garage

Exterior Amenities

Deck Area30 sqft Deck
Porch Area28 sqft Porch
SaunaSauna
Storage Building228 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number855402
Street Address3966 MCKINLEY RD
CityGILBERT
StateMN
Zip55741-8147
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNW1/4 OF SW1/4 EX SLY 420 FT SERIAL #
Legal Range16W
Legal Township57N
Legal Section21
JurisdictionST LOUIS MN
Minor Civil DivisionMAKINEN
Census Blockgroup1
Census Block1027
Census Tract11401

Owner

Source: St. Louis County records · APN 677-0014-00900

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3966 MCKINLEY RD, GILBERT, MN 55741-8147
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Dec 04, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
US BK
Jun 24, 2019Deed of Trust, Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2007 · Amount on Record
Deed SaleOct 10, 2007 · Amount on Record
Prior SaleOct 16, 2002 · Amount on Record
Deed Doc Number20071064991
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 21, 2026
Property Address3966 MCKINLEY RD, GILBERT, MN 55741-8147
Document Number0001536693
Instrument DateJun 15, 2026
Instrument20261536693
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3966 MCKINLEY RD, GILBERT, MN 55741-8147

Mortgage

Document Number0001536693,
DateJul 21, 2026
Instrument20261536693
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2056
Interest
Rate6.36%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3966 MCKINLEY RD, GILBERT, MN 55741-8147
Document Number00A1399486
Instrument DateDec 04, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3966 MCKINLEY RD GILBERT MN 557418147, GILBERT, MN 55741-8147

Mortgage

Document Number00A1399486
DateDec 24, 2020
InstrumentA1399486
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueDec 23, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3966 MCKINLEY RD, GILBERT, MN 55741-8147
Document Number00A1358698
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3966 MCKINLEY RD GILBERT MN 557418147, GILBERT, MN 55741-8147

Mortgage

Document Number00A1358698
DateJul 16, 2019
InstrumentA1358698
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term180 Months
DueJul 15, 2034

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,128.00 (+10.2%) Homeowner's exemption
2025$3,746.00 (-1.58%) Homeowner's exemption$434,800 (+10.13%) Land $67,600 Building $367,200$434,800 (+10.13%) Land $67,600 Building $367,200
2024$3,806.00$394,800 (+35.9%) Land $61,300 Building $333,500$394,800 (+35.9%) Land $61,300 Building $333,500
2022$290,500 Land $49,200 Building $241,300$290,500 Land $49,200 Building $241,300

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