3966 Co Rd 147, Gainesville, TX 76240 Property Records

Cooke County property record for 3966 Co Rd 147, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,241 sqft · built 2020
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on File
Last Sale	$161,600 (Aug 2019)
Tax Bill	$7,879 (2026)
Deeds & Mortgages	Apr 2025 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0921-004-00001`

Property Details

APN / Parcel Number

Primary APN	`0921-004-00001`
Alternative APN	`159996`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,241 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	479,160 sqft (11 acres)
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0921-004-00001
Street Address	3966 COUNTY ROAD 147
City	GAINESVILLE
State	TX
Zip	76240-7455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPENCER E 0921 ACRES 11.0
Legal Subdivision	SPENCER E
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	2
Census Block	2005
Census Tract	100

Owner

3966 Co Rd 147 is owned and occupied by two individuals who bought it in August 2019.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3966 COUNTY ROAD 147, GAINESVILLE, TX 76240-7455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Transfer on Death Deed, Transfer
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Aug 19, 2019	Vendor's Lien, Transfer · Conventional Mortgage VETERANS LAND BOARD OF THE STATE OF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Deed Document Number	201994547
Deed Book / Page	2278 / 210
Prior Transfer Date	Aug 16, 2019
Prior Transfer Doc	002278/210
Record Updated	Oct 29, 2026

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Apr 10, 2025
Property Address	3966 COUNTY ROAD 147, GAINESVILLE, TX 76240-7455
Document Number	002704/378
Book / Page	2704 / 378
Instrument Date	Apr 8, 2025
Instrument	2025-2391
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1228 THRASHER RD, CALLISBURG, TX 76240-7282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3966 COUNTY ROAD 147, GAINESVILLE, TX 76240-7455
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	3966 COUNTY ROAD 147, GAINESVILLE, TX 76240-7455
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2410/318
Date	Apr 8, 2021
Book Page	2410/318
Instrument	2957

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 19, 2019
Property Address	3966 COUNTY ROAD 147, GAINESVILLE, TX 76240-7455
Document Number	2278/210
Book / Page	2278 / 210
Instrument Date	Aug 16, 2019
Instrument	00094547
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 SAN CHEZ DR, 105, GAINESVILLE, TX 76240-8802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ROSEDALE DR, GAINESVILLE, TX 76240-4505

Mortgage

Document Number	00094548
Date	Aug 19, 2019
Instrument	00094548

Lender

Name	VETERANS LAND BOARD OF THE STATE OF
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3966 Co Rd 147 was $7,879 with exemptions applied, up 1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,879.00 (+10.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$569,053 (+1%)	$617,203 (+2.94%) Land $315,000 Building $302,203
2025	$7,162.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$517,321 Land $297,400 Building $302,203	$599,603 Land $297,400 Building $302,203
2023		$427,538 Land $226,500 Building $250,411	$476,911 Land $226,500 Building $250,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3966 Co Rd 147 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1990–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3966 Co Rd 147 is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Element8, Nextlink, Rise Broadband, T-Mobile.

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