39658 Butternut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 39658 Butternut Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 1929
Lot Size0.819 acres (35,719 sqft)
Owner2 Individual Names on File
Tax Bill$3,014 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-00-007-106-042

Property Details

APN / Parcel Number

Primary APN10-00-007-106-042

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,188 sqft Living Area
1st Floor Area660 sqft
2nd Floor Area528 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1979
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Lot Area35,719 sqft (0.819 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area144 sqft
Patio Area240 sqft
Lean-To288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address39658 BUTTERNUT RIDGE RD
CityELYRIA
StateOH
Zip44035-7960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22-10-007H -014-00
Legal Block106
Legal Lot Number7
JurisdictionLORAIN OH
Township / Civil DivisionCARLISLE
Census Block Group2
Census Block2003
Census Tract77100

Owner

39658 Butternut Ridge Rd is owned and occupied by two individuals.

Source: Lorain County records, as of March 20, 2026

Owner of Record2 Individual Names on File
Mailing Address39658 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7960
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address39658 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-7960
Document Number0000754174
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address39658 BUTTERNUT RIDGE RD ELYRIA OH 440357960, ELYRIA, OH 44035-7960

Mortgage

Document Number0000754174
DateMar 25, 2020
Instrument754174
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 39658 Butternut Ridge Rd was $3,014.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,014.00$68,960 (+%) Land $18,600 Building $50,360$197,020 (-) Land $53,130 Building $143,890
2024$3,014.00 (+13.61%)$68,958 (+28.81%) Land $18,596 Building $50,362$197,020 (+28.8%) Land $53,130 Building $143,890
2023$2,653.00 (+0.3%)$53,536 (-0.01%) Land $17,325 Building $36,211$152,960 Land $49,500 Building $103,460
2022$2,645.00$53,540 Land $17,330 Building $36,210
2021$152,960 Land $49,500 Building $103,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39658 Butternut Ridge Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1995–2014)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39658 Butternut Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Butternut Ridge Rd

Nearby Streets

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