3965 School Rd, Temperance, MI 48182 Property Records

Monroe County property record for 3965 School Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,250 (Dec 2018)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-006-023-00`

Property Details

APN / Parcel Number

Primary APN	`02-006-023-00`

Exterior

Lot Area	230,868 sqft (5.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3965 SCHOOL RD
City	TEMPERANCE
State	MI
Zip	48182-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 6 T8S R7E 5.30 ACRES COM @ A PT 660 FT S 89D18M W FROM NE COR OF SW 1/4 TH S 89D 18M W 165 FT TH S 2D 00M 56S E 1400.66
Legal Range	07E
Legal Township	08S
Legal Section	06
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1007
Census Tract	833100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3965 SCHOOL RD, TEMPERANCE, MI 48182-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUN FCU
Dec 10, 2018	Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND E SIMON TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	201822317
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3965 SCHOOL RD, TEMPERANCE, MI 48182-9747
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 SCHOOL RD, TEMPERANCE, MI 48182-9747

Mortgage

Document Number	0000016056
Date	Sep 29, 2025
Instrument	2025R16056

Lender

Name	SUN FCU
Type	Credit Union
Address	MAUMEE, OH 43537

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Sep 26, 2039

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE MI
Recording Date	Dec 10, 2018
Property Address	3965 SCHOOL RD, TEMPERANCE, MI 48182-9747
Document Number	2018R22317
Instrument Date	Nov 7, 2018
Instrument	2018R22317
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 5TH AVE, 249, PITTSBURGH, PA 15222-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3965 SCHOOL RD, TEMPERANCE, MI 48182-9747

Mortgage

Document Number	0000022318
Date	Dec 10, 2018
Instrument	2018R22318

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3965 SCHOOL RD, TEMPERANCE, MI 48182-9747
Document Number	0000022552
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3789 SCHOOL RD TEMPERANCE MI 481829746, TEMPERANCE, MI 48182-9746

Mortgage

Document Number	0000022552
Date	Nov 9, 2017
Instrument	22552

Lender

Name	RAYMOND E SIMON TRUST
Address	900 N WESTWOOD AVE, TOLEDO, OH 43607-3261

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,700 (+40.65%)	$347,400 (+40.65%)
2025	$1,359.00 (-55.34%) Homeowner's exemption
2023	$3,043.00 Homeowner's exemption	$123,500	$247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School Rd

Nearby Streets

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