3965 River Dr, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 3965 River Dr, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Lot Size	0.81 acres (35,284 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Jul 2022)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18020-2-270915-140-0014`

Property Details

APN / Parcel Number

Primary APN	`18020-2-270915-140-0014`
Alternative APNs	`020114406000` `020114406`

Exterior

Lot Area	35,284 sqft (0.81 acres)

Location & Zoning

Street Address	3965 RIVER DR
City	EAU CLAIRE
State	WI
Zip	54703-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PRT OF THE SE-NE DESC AS COMG AT THE NE COR OF SD 40 TH W 864', TH S 50' TO BEG, TH W 100', TH S 350', TH E 100', TH N 350' T
Legal Range	09W
Legal Township	27N
Legal Section	15
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	SEYMOUR
Census Block Group	5
Census Block	5001
Census Tract	600

Owner

Source: Eau Claire County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	E3025 HAILEY LN, EAU CLAIRE, WI 54701-9363
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Transfer on Death Deed, Transfer · Commercial Mortgage WNB FINANCIAL NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Jul 12, 2022 · Amount on Record
Deed Document Number	20221234044
Prior Transfer Date	Jul 6, 2022
Prior Transfer Doc	0001234043
Record Updated	Oct 29, 2026

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jul 12, 2022
Property Address	3965 RIVER DR, EAU CLAIRE, WI 54703-2235
Document Number	0001234043
Instrument Date	Jul 6, 2022
Instrument	1234043
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 SW 39TH ST, DES MOINES, IA 50321-1336

Mortgage

Document Number	0001234045
Date	Jul 12, 2022
Instrument	1234045

Lender

Name	WNB FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 11, 2032

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	3965 RIVER DR, EAU CLAIRE, WI 54703-2235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001198745
Date	Sep 25, 2020
Instrument	1198745

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
County Subdivision	Seymour Town
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,358.00 (+34.11%)	$318,100 (+87.23%) Land $30,800 Building $287,300	$328,300 (+20.92%)
2023	$2,504.00 (+25.14%)	$169,900 (+17.9%) Land $19,500 Building $150,400	$271,500 (+33.48%)
2022	$2,001.00 Homeowner's exemption	$144,100 Land $19,500 Building $124,600	$203,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTOONA WATERWORKS serves 9,627 people · EPA ID WI6180280
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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