3965 Rd K3, Ottawa, OH 45875 Property Records

Putnam County property record for 3965 Rd K3, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,326 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-026050.0100`

Property Details

APN / Parcel Number

Primary APN	`01-026050.0100`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
1st Floor Area	894 sqft
Upper Floors Area	432 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	296 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	312 sqft
Stable	128 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Propane
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	3965 ROAD K3
City	OTTAWA
State	OH
Zip	45875-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 8E 27 MDPT WPT SWFRL
Legal Range	8E
Legal Township	1N
Legal Section	27
Jurisdiction	PUTNAM OH
Township / Civil Division	BLANCHARD
Census Block Group	1
Census Block	1092
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3965 ROAD K3, OTTAWA, OH 45875-9742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage MILLSTREAM AREA CU INC
Jun 17, 2005	Deed of Trust, Mortgage · ARM NEW CENTURY MORTGAGE CORP
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLSTREAM AREA CU INC
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLSTREAM AREA CU INC
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage MILLSTREAM AREA CU INC
Jun 2, 2005	Warranty Deed, Transfer · ARM NEW CENTURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3965 ROAD K3, OTTAWA, OH 45875-9742
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00694/2428
Date	Dec 12, 2017
Book Page	694/2428
Instrument	201700005327

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3965 ROAD K3, OTTAWA, OH 45875-9742
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LANDSEL TITLE, LANDSEL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00557/1780
Date	Jun 17, 2005
Book Page	557/1780
Instrument	200500003191

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.9%
Type Change Date	Jun 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.9%
Max Rate At Change	10.4%
Index	6-Month LIBOR
Margin	5
Max Rate	15.9%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3965 ROAD K3, OTTAWA, OH 45875-9742
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00716/2100
Date	Jan 21, 2020
Book Page	716/2100
Instrument	202000000265

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3965 ROAD K3, OTTAWA, OH 45875-9742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716/2100
Date	Jan 21, 2020
Book Page	716/2100
Instrument	202000000265

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	3965 ROAD K3, OTTAWA, OH 45875-9742
Transaction Type	Mortgage
Record Updated	Dec 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700005327
Date	Dec 12, 2017
Book Page	694/2428
Instrument	201700005327

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 2, 2005
Property Address	3965 ROAD K3, OTTAWA, OH 45875-9742
Document Number	00557/0505
Book / Page	557 / 0505
Instrument Date	May 21, 2005
Instrument	200500002900
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 ROAD K3, OTTAWA, OH 45875-9742

Mortgage

Document Number	200500002901
Date	Jun 2, 2005
Instrument	200500002901

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.9%
Type Change Date	Jun 1, 2007
Change Frequency	6 Months
Min Rate At Change	8.9%
Max Rate At Change	10.4%
Index	6-Month LIBOR
Margin	5
Max Rate	15.9%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Blanchard Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+2.39%) Homeowner's exemption	$34,480 (-) Land $5,670 Building $28,810	$98,510 (-) Land $16,200 Building $82,310
2024	$1,006.00 (-2.61%) Homeowner's exemption	$34,480 (+66.89%) Land $5,670 Building $28,810
2023	$1,033.00 (+25.52%) Homeowner's exemption Additional exemption filed	$20,660 (-) Land $4,380 Building $16,280	$98,510 (+66.91%) Land $16,200 Building $82,310
2022	$823.00 Homeowner's exemption	$20,660 Land $4,380 Building $16,280
2020			$59,020 Land $12,510 Building $46,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
TSC DSL	25 / 3

May also be available: T-Mobile.

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